Audit log

Every state-changing event for YLDS: moderation decisions on community submissions, plus corrections and updates from the news pipeline. URL-based decisions carry three independent witnesses — the original source, an Internet Archive snapshot taken at submission time, and a Solana memo signed by our publicly-disclosed publisher key.

1. #1publishby system:backfill

   2026-07-22 12:42:47Z
   Score: ? → ? (no score change)
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   {"actor":"system:backfill","investigation_id":"c9a7dafa-e8b7-4f9f-876e-a9516ccf7572","kind":"publish","page_slug":"ylds","published_at":"2026-07-22T12:42:47.391Z","sequence_num":1,"snapshot":{"content_type":"investigation","entity_name":"YLDS","sections":[{"content":"YLDS is issued by Figure Certificate Company (FCC), an SEC-registered face-amount certificate company under Section 28 of the Investment Company Act of 1940. FCC is the first new registrant under this framework in over a quarter century and only the second currently operating face-amount certificate company in the United States. Each YLDS token represents an unsecured debt obligation of FCC redeemable for one U.S. dollar plus accrued yield. The product is not a money market fund, but is backed by short-term U.S. Treasury securities and repurchase agreements involving Treasury securities — assets similar to those held by prime money market funds. Prospectuses and periodic filings are available on SEC EDGAR under CIK 1974395. The interest rate accrues daily at the Secured Overnight Financing Rate (SOFR) minus 35 basis points (adjusted from an initial SOFR minus 50 basis points), with a floor of 0.00%. Interest is paid monthly in either U.S. dollars or additional YLDS tokens. The tokens are transferable peer-to-peer and can be redeemed at any time for U.S. dollars, without lockup periods. YLDS tokens are available to both individual and institutional investors and are tradeable on registered alternative trading systems (ATS).","heading":"Product Overview and Regulatory Structure","severity":"low","sources":[{"credibility":1,"name":"Figure Certificate Co - Form 497 Prospectus, SEC EDGAR","type":"regulatory","url":"https://www.sec.gov/Archives/edgar/data/1974395/000094787125000216/ss4476065_497.htm"},{"credibility":2,"name":"A&O Shearman: Figure Certificate Company in Fintech and Digital Assets","type":"research","url":"https://www.aoshearman.com/en/insights/ao-shearman-on-fintech-and-digital-assets/figure-certificate-company"},{"credibility":2,"name":"CoinDesk: Figure Markets Launches SEC-Registered Yield-Bearing Stablecoin","type":"news_article","url":"https://www.coindesk.com/business/2025/02/20/figure-markets-launches-sec-registered-yield-bearing-stablecoin"},{"credibility":2,"name":"YLDS Official Website","type":"official","url":"https://www.ylds.com/"}]},{"content":"Figure Certificate Company is a subsidiary of Figure Technology Solutions, Inc. (Nasdaq: FIGR), a blockchain-native capital marketplace primarily known for originating home equity lines of credit (HELOCs). Figure and its ecosystem partners have originated over $22 billion in loans across 160+ institutional partners. Figure Technology Solutions completed an IPO on Nasdaq in September 2025, raising approximately $663 million, and subsequently conducted a secondary offering in February 2026 at $32.00 per share. As of early July 2026, the stock traded around $31.05. The company reported Q1 2026 loan volumes of $2.90 billion, up 113% year-over-year. Figure Technology Solutions posted a profit surge in 2025 and authorized a $200 million share buyback program. The company uses Provenance Blockchain, a public blockchain originally built by Figure, as its primary infrastructure for tokenizing loan assets. Co-founder Mike Cagney, formerly CEO of SoFi, serves as Executive Chairman; Michael Tannenbaum became CEO in 2024.","heading":"Parent Company: Figure Technology Solutions","severity":"low","sources":[{"credibility":1,"name":"Figure Technology Solutions S-1/A Filing, SEC EDGAR","type":"regulatory","url":"https://www.sec.gov/Archives/edgar/data/2064124/000162828026003672/figr-20260127.htm"},{"credibility":2,"name":"Nasdaq: Figure Technology Solutions IPO Overview","type":"other","url":"https://www.nasdaq.com/market-activity/ipos/overview?dealId=1346063-115016"},{"credibility":2,"name":"StockTitan: Figure Technology Solutions Q1 2026 Material Event","type":"news_article","url":"https://www.stocktitan.net/sec-filings/FIGR/8-k-figure-technology-solutions-inc-reports-material-event-c2a3bd8fecbc.html"}]},{"content":"Mike Cagney co-founded Figure Technology Solutions in 2018 with his wife June Ou, following his departure from SoFi, the student loan refinancing company he co-founded in 2011. Cagney resigned as SoFi's CEO in September 2017 immediately following the emergence of sexual harassment lawsuits, including a claim by executive assistant Laura Munoz and a wrongful termination lawsuit alleging he had created a workplace culture tolerant of harassment. Multiple media outlets reported that more than 30 current and former SoFi employees had described harassment-related concerns. No criminal charges resulted from the SoFi matter. At Figure, Cagney served as CEO until 2024 and now serves as Executive Chairman. Morpheus Research separately alleged that Cagney sold approximately $64 million worth of FIGR stock since the IPO at an average price of $28.50; Figure stated the sales occurred under pre-established trading plans or in connection with stock vesting and associated tax obligations.","heading":"Founder Background: Mike Cagney","severity":"medium","sources":[{"credibility":1,"name":"Forbes: SoFi CEO Mike Cagney Resigns Following Sexual Harassment Lawsuit","type":"news_article","url":"https://www.forbes.com/sites/clareoconnor/2017/09/12/sofi-ceo-mike-cagney-resigns-following-sexual-harassment-lawsuit/"},{"credibility":2,"name":"Wikipedia: Mike Cagney","type":"other","url":"https://en.wikipedia.org/wiki/Mike_Cagney"},{"credibility":2,"name":"Inc.: How Mike Cagney Founded 2 Public Companies Worth $45 Billion","type":"news_article","url":"https://www.inc.com/brian-contreras/figure-ipo-mike-cagney-sofi-michael-tannenbaum-45-billion/91241576"},{"credibility":3,"name":"Morpheus Research: Figure Technology Short Report","type":"research","url":"https://www.morpheus-research.com/figure/"}]},{"content":"In 2026, short-seller Morpheus Research published a report alleging that Figure Technology Solutions misrepresents the role of blockchain in its operations. Morpheus alleged that Figure's SEC filings state its loan origination system 'does not rely on the use of blockchain technology' and uses 'traditional documentary processes,' while the company simultaneously promotes itself as a blockchain-native platform. The report characterized Figure's blockchain use as recording conventionally-originated loan data to a distributed ledger after the fact — effectively using it as a 'glorified database.' Morpheus also alleged that co-founder Mike Cagney has publicly criticized tokenization and 'digital twins' on social media, in apparent tension with Figure's promotional materials describing loans as blockchain-native. Figure and asset manager VanEck publicly disputed the Morpheus findings. These claims remain alleged and unresolved as of July 2026. Morpheus Research is a known short-seller with financial incentives to see FIGR stock decline, which should be weighed when assessing credibility.","heading":"Short-Seller Allegations: Blockchain Misrepresentation","severity":"high","sources":[{"credibility":3,"name":"Morpheus Research: Figure Technology — Smoke and Mirrors","type":"research","url":"https://www.morpheus-research.com/figure/"},{"credibility":2,"name":"Investing.com: Figure Technologies Faces Blockchain Fraud Allegations","type":"news_article","url":"https://www.investing.com/news/stock-market-news/figure-technologies-faces-blockchain-fraud-allegations-as-short-seller-claims-misrepresentation-93CH-4618887"},{"credibility":2,"name":"The Defiant: Figure Clashes With Short Seller Over Blockchain Lending Claims","type":"news_article","url":"https://thedefiant.io/news/defi/figure-clashes-with-short-seller-over-blockchain-lending-claims"},{"credibility":2,"name":"TipRanks: Morpheus Research Says Time Is Up Figure Technology","type":"news_article","url":"https://www.tipranks.com/news/the-fly/morpheus-research-says-time-is-up-figure-technology-short-position-justified-thefly-news"}]},{"content":"Morpheus Research alleged that as of December 2025, Figure and its affiliates controlled approximately 99% of the YLDS supply, with only a single passive investor holding the remainder. The report claimed this undermines Figure's characterization of YLDS as a broadly adopted product, and that CEO statements describing loans as 'settled and serviced in YLDS' are contradicted by the fact that Figure accepts only ACH payments and wire transfers for payoffs. On lending quality, Morpheus noted that delinquent balances in Figure's held-for-sale loan pool rose from 3.91% in 2024 to 5.46% in 2025, compared to Bank of America's improvement during the same period. The report cited former employees describing aggressive underwriting practices including use of unreliable automated valuation models, omitted title reports, and insufficient lien diligence. Figure has not specifically addressed the YLDS concentration claims on the public record as of July 2026. It is noted that by Q1 2026 YLDS circulation had grown to $598 million, an 83% quarter-over-quarter increase from Q4 2025, suggesting meaningful distribution growth since December 2025. The accuracy of the December 2025 concentration figure and Figure's rebuttal remain unverified.","heading":"Short-Seller Allegations: YLDS Concentration and Lending Quality","severity":"high","sources":[{"credibility":3,"name":"Morpheus Research: Figure Technology — Smoke and Mirrors","type":"research","url":"https://www.morpheus-research.com/figure/"},{"credibility":2,"name":"StockTitan: Figure Technology Solutions Q1 2026 YLDS Growth Data","type":"news_article","url":"https://www.stocktitan.net/sec-filings/FIGR/8-k-figure-technology-solutions-inc-reports-material-event-c2a3bd8fecbc.html"},{"credibility":2,"name":"Investing.com: Figure Technologies Faces Blockchain Fraud Allegations","type":"news_article","url":"https://www.investing.com/news/stock-market-news/figure-technologies-faces-blockchain-fraud-allegations-as-short-seller-claims-misrepresentation-93CH-4618887"}]},{"content":"In February 2026, Figure Technology Solutions disclosed a data breach affecting approximately 967,200 customer accounts. The breach was executed via a social engineering voice-phishing (vishing) attack in which threat actors obtained an employee's credentials and multi-factor authentication codes. The threat actor group ShinyHunters posted approximately 2.5 GB of stolen data on a dark web forum on February 13, 2026; unauthorized access had been first identified internally on January 28, 2026. Exposed data included customer names, dates of birth, email addresses, phone numbers, and physical home addresses. Social Security numbers, customer funds, and the Provenance Blockchain were reportedly not compromised. Figure Technology Solutions notified affected customers and offered free credit monitoring. Law firm investigations and class action inquiries were initiated by multiple firms. The breach did not directly implicate YLDS token infrastructure, though it exposed sensitive personal data of Figure's lending customer base.","heading":"Data Breach (February 2026)","severity":"high","sources":[{"credibility":1,"name":"TechCrunch: Data Breach at Fintech Giant Figure Affects Close to a Million Customers","type":"news_article","url":"https://techcrunch.com/2026/02/18/data-breach-at-fintech-giant-figure-affects-close-to-a-million-customers/"},{"credibility":2,"name":"Crowdfund Insider: Figure Technology Faces Major Data Breach","type":"news_article","url":"https://www.crowdfundinsider.com/2026/02/262975-figure-technology-faces-major-data-breach-impacting-nearly-one-million-customers/"},{"credibility":2,"name":"Have I Been Pwned: Figure Data Breach","type":"other","url":"https://haveibeenpwned.com/Breach/Figure"},{"credibility":2,"name":"UpGuard: Data Breach Reported for Figure Technology Solutions","type":"other","url":"https://www.upguard.com/news/figure-data-breach-2026-02-26"},{"credibility":2,"name":"PR Newswire: Figure Lending Corp Under Investigation for Data Breach","type":"news_article","url":"https://www.prnewswire.com/news-releases/privacy-alert-figure-lending-corp-under-investigation-for-data-breach-of-nearly-1-million-user-records-302713173.html"}]},{"content":"SEC prospectus materials for Figure Certificates disclose several material risk factors specific to YLDS. First, YLDS tokens represent unsecured obligations of Figure Certificate Company and are not backed by the U.S. government or any deposit insurance scheme such as FDIC. If FCC suffers losses on its asset portfolio, it may be unable to meet principal and interest obligations. Second, FCC's assets are primarily debt securities subject to credit risk, interest rate risk, and prepayment and extension risk. Third, the yield rate (SOFR minus 35 bps) is variable and could decline to zero per the floor provision. Fourth, as a security registered under the Investment Company Act of 1940, YLDS is subject to transfer restrictions and can only be held by eligible investors through compliant platforms. Fifth, the use of a blockchain introduces smart contract risk, network risk, and custodial risk depending on the chain on which tokens are held. No on-chain exploits or smart contract incidents involving YLDS have been publicly reported as of July 2026.","heading":"YLDS Token Risk Factors","severity":"medium","sources":[{"credibility":2,"name":"Stablecoin Insider: YLDS — Figure's Yield-Bearing Stablecoin on Solana","type":"research","url":"https://stablecoininsider.org/ylds-figures-yield-bearing-stablecoin/"},{"credibility":2,"name":"A&O Shearman: Figure Certificate Company in Fintech and Digital Assets","type":"research","url":"https://www.aoshearman.com/en/insights/ao-shearman-on-fintech-and-digital-assets/figure-certificate-company"},{"credibility":1,"name":"Figure Certificate Co - Form 497AD - FY2025 (SEC EDGAR)","type":"regulatory","url":"https://www.sec.gov/Archives/edgar/data/1974395/000094787125000256/ss4512811_497ad.htm"}]},{"content":"YLDS launched on Provenance Blockchain on February 20, 2025, and has since expanded to Solana (November 2025), Stellar (May 5, 2026), and Sui (October 2025). Each expansion was announced via official press releases on Figure's investor relations site and corroborated by announcements from the respective blockchain foundations. Institutional custody support has been secured from multiple regulated custodians: BitGo Bank & Trust (OCC-regulated) added qualified custody support for YLDS, and Copper announced YLDS availability on its institutional custody platform in July 2026. Hastra, a DeFi protocol, offers wYLDS (Wrapped YLDS) on Solana, enabling use of YLDS yield in decentralized finance contexts. Figure Certificate Company also submitted letters to the SEC in April and May 2025 regarding the use of YLDS trading pairs as a settlement mechanism for non-security crypto assets, indicating active regulatory engagement. CoinGecko ranked YLDS approximately #91–97 by market capitalization as of July 2026, with approximately $540 million in circulation.","heading":"Multi-Chain Expansion and Institutional Custody","severity":"low","sources":[{"credibility":2,"name":"Stellar.org: Figure Announces Launch of YLDS on Stellar Network","type":"official","url":"https://stellar.org/press/figure-announces-launch-of-ylds-on-stellar-network"},{"credibility":2,"name":"Figure Investor Relations: Sui Partners with Figure Technology Solutions to Deploy YLDS on Sui","type":"official","url":"https://investors.figure.com/news-releases/news-release-details/sui-partners-figure-technology-solutions-deploy-ylds-sui"},{"credibility":2,"name":"Crowdfund Insider: YLDS Now Offered Via Copper's Custody Platform","type":"news_article","url":"https://www.crowdfundinsider.com/2026/07/291718-ylds-an-sec-registered-transferable-security-now-offered-via-coppers-custody-platform/"},{"credibility":2,"name":"CryptoBriefing: BitGo Qualified Custody for YLDS","type":"news_article","url":"https://cryptobriefing.com/bitgo-qualified-custody-ylds-digital-security/"},{"credibility":2,"name":"Crowdfund Insider: Figure Introduces YLDS on Solana","type":"news_article","url":"https://www.crowdfundinsider.com/2025/11/255617-figure-introduces-ylds-on-solana-enabling-rwa-utility-for-defi/"},{"credibility":1,"name":"SEC: Figure Markets Holdings / Figure Certificate Company Letter on YLDS Trading Pairs","type":"regulatory","url":"https://www.sec.gov/files/ctf-written-input-figure-markets-holdings-figure-certificate-company-051625-1.pdf"},{"credibility":2,"name":"CoinGecko: YLDS Price and Market Cap","type":"on_chain","url":"https://www.coingecko.com/en/coins/ylds"}]}],"sources_used":[{"credibility":1,"name":"Figure Certificate Co SEC EDGAR Filings (CIK 1974395)","type":"regulatory","url":"https://www.sec.gov/Archives/edgar/data/1974395/000094787125000256/ss4512811_497ad.htm"},{"credibility":1,"name":"Figure Technology Solutions SEC EDGAR Filings (CIK 2064124)","type":"regulatory","url":"https://www.sec.gov/Archives/edgar/data/2064124/000162828026003672/figr-20260127.htm"},{"credibility":1,"name":"SEC: Figure Markets Holdings / Figure Certificate Company Letter on YLDS Trading Pairs","type":"regulatory","url":"https://www.sec.gov/files/ctf-written-input-figure-markets-holdings-figure-certificate-company-051625-1.pdf"},{"credibility":1,"name":"TechCrunch: Data Breach at Fintech Giant Figure Affects Close to a Million Customers","type":"news_article","url":"https://techcrunch.com/2026/02/18/data-breach-at-fintech-giant-figure-affects-close-to-a-million-customers/"},{"credibility":1,"name":"Forbes: SoFi CEO Mike Cagney Resigns Following Sexual Harassment Lawsuit","type":"news_article","url":"https://www.forbes.com/sites/clareoconnor/2017/09/12/sofi-ceo-mike-cagney-resigns-following-sexual-harassment-lawsuit/"},{"credibility":2,"name":"CoinDesk: Figure Markets Launches SEC-Registered Yield-Bearing Stablecoin","type":"news_article","url":"https://www.coindesk.com/business/2025/02/20/figure-markets-launches-sec-registered-yield-bearing-stablecoin"},{"credibility":2,"name":"The Defiant: Figure Clashes With Short Seller Over Blockchain Lending Claims","type":"news_article","url":"https://thedefiant.io/news/defi/figure-clashes-with-short-seller-over-blockchain-lending-claims"},{"credibility":2,"name":"The Defiant: Stellar Gets Its First Regulated Yield-Bearing Stablecoin with YLDS Launch","type":"news_article","url":"https://thedefiant.io/news/defi/figure-ylds-launches-on-stellar"},{"credibility":3,"name":"Morpheus Research: Figure Technology — Smoke and Mirrors","type":"research","url":"https://www.morpheus-research.com/figure/"},{"credibility":2,"name":"A&O Shearman: Figure Certificate Company in Fintech and Digital Assets","type":"research","url":"https://www.aoshearman.com/en/insights/ao-shearman-on-fintech-and-digital-assets/figure-certificate-company"},{"credibility":2,"name":"Crowdfund Insider: YLDS Now Offered Via Copper's Custody Platform","type":"news_article","url":"https://www.crowdfundinsider.com/2026/07/291718-ylds-an-sec-registered-transferable-security-now-offered-via-coppers-custody-platform/"},{"credibility":2,"name":"CryptoBriefing: BitGo Qualified Custody for YLDS","type":"news_article","url":"https://cryptobriefing.com/bitgo-qualified-custody-ylds-digital-security/"},{"credibility":2,"name":"Investing.com: Figure Technologies Faces Blockchain Fraud Allegations","type":"news_article","url":"https://www.investing.com/news/stock-market-news/figure-technologies-faces-blockchain-fraud-allegations-as-short-seller-claims-misrepresentation-93CH-4618887"},{"credibility":2,"name":"Stablecoin Insider: YLDS — Figure's Yield-Bearing Stablecoin on Solana","type":"research","url":"https://stablecoininsider.org/ylds-figures-yield-bearing-stablecoin/"},{"credibility":2,"name":"Stellar.org: Figure Announces Launch of YLDS on Stellar Network","type":"official","url":"https://stellar.org/press/figure-announces-launch-of-ylds-on-stellar-network"},{"credibility":2,"name":"Figure Investor Relations: Sui Partners with Figure Technology Solutions to Deploy YLDS on Sui","type":"official","url":"https://investors.figure.com/news-releases/news-release-details/sui-partners-figure-technology-solutions-deploy-ylds-sui"},{"credibility":2,"name":"CoinGecko: YLDS Price and Market Cap","type":"on_chain","url":"https://www.coingecko.com/en/coins/ylds"},{"credibility":2,"name":"Wikipedia: Mike Cagney","type":"other","url":"https://en.wikipedia.org/wiki/Mike_Cagney"},{"credibility":2,"name":"Have I Been Pwned: Figure Data Breach","type":"other","url":"https://haveibeenpwned.com/Breach/Figure"}],"summary":"YLDS is a yield-bearing, SEC-registered debt security issued as a tokenized face-amount certificate by Figure Certificate Company (FCC), a wholly owned subsidiary of Figure Technology Solutions, Inc. (Nasdaq: FIGR). It is the first interest-bearing transferable stablecoin to be registered under the U.S. Investment Company Act of 1940, and as of mid-2026 has approximately $540 million in circulation across Provenance Blockchain, Solana, Stellar, and Sui. While the product carries legitimate regulatory backing, parent company Figure Technology Solutions faces outstanding short-seller allegations regarding blockchain misrepresentation, lending quality, and a significant 2026 data breach affecting nearly one million customers.","timeline":[{"date":"2017-09-15","event":"Mike Cagney resigns immediately as SoFi CEO amid sexual harassment lawsuits and workplace culture allegations involving more than 30 reported complainants.","source":"Forbes","source_url":"https://www.forbes.com/sites/clareoconnor/2017/09/15/sofi-ceo-mike-cagney-out-immediately-amid-sexual-harassment-investigation/"},{"date":"2018-01-01","event":"Mike Cagney and June Ou co-found Figure Technology Solutions, initially focused on blockchain-native HELOC origination via Provenance Blockchain.","source":"Inc. Magazine","source_url":"https://www.inc.com/brian-contreras/figure-ipo-mike-cagney-sofi-michael-tannenbaum-45-billion/91241576"},{"date":"2025-02-20","event":"Figure Markets launches YLDS on Provenance Blockchain as the first SEC-registered interest-bearing transferable stablecoin under the Investment Company Act of 1940.","source":"CoinDesk","source_url":"https://www.coindesk.com/business/2025/02/20/figure-markets-launches-sec-registered-yield-bearing-stablecoin"},{"date":"2025-09-01","event":"Figure Technology Solutions (FIGR) completes its Nasdaq IPO, raising approximately $663 million in net proceeds at $25 per share.","source":"Nasdaq","source_url":"https://www.nasdaq.com/market-activity/ipos/overview?dealId=1346063-115016"},{"date":"2025-10-14","event":"Sui partners with Figure Certificate Company to deploy YLDS natively on the Sui blockchain, expanding multi-chain availability.","source":"Figure Investor Relations","source_url":"https://investors.figure.com/news-releases/news-release-details/sui-partners-figure-technology-solutions-deploy-ylds-sui"},{"date":"2025-11-01","event":"Figure introduces YLDS on Solana, enabling use within Solana DeFi ecosystem and targeting RWA utility.","source":"Crowdfund Insider","source_url":"https://www.crowdfundinsider.com/2025/11/255617-figure-introduces-ylds-on-solana-enabling-rwa-utility-for-defi/"},{"date":"2026-01-28","event":"Figure Technology Solutions internally identifies unauthorized access to its systems, later attributed to a voice-phishing social engineering attack by ShinyHunters.","source":"UpGuard","source_url":"https://www.upguard.com/news/figure-data-breach-2026-02-26"},{"date":"2026-02-13","event":"ShinyHunters posts 2.5 GB of stolen Figure customer data on a dark web forum, exposing personal information of approximately 967,200 accounts.","source":"TechCrunch","source_url":"https://techcrunch.com/2026/02/18/data-breach-at-fintech-giant-figure-affects-close-to-a-million-customers/"},{"date":"2026-02-13","event":"Figure Technology Solutions announces upsized secondary public offering of 4,375,000 shares at $32.00 per share.","source":"Figure Investor Relations","source_url":"https://investors.figure.com/news-releases/news-release-details/figure-technology-solutions-announces-launch-secondary-offering"},{"date":"2026-05-05","event":"Figure Certificate Company and Stellar Development Foundation announce YLDS is live on Stellar network, the third public blockchain for YLDS.","source":"Stellar.org","source_url":"https://stellar.org/press/figure-announces-launch-of-ylds-on-stellar-network"},{"date":"2026-07-14","event":"YLDS becomes available on Copper's institutional custody platform, expanding qualified custody options for institutional clients.","source":"Crowdfund Insider","source_url":"https://www.crowdfundinsider.com/2026/07/291718-ylds-an-sec-registered-transferable-security-now-offered-via-coppers-custody-platform/"},{"date":"2026-07-21","event":"YLDS ranks approximately #91–97 by market capitalization on CoinGecko with approximately $540 million in circulation, up from $598 million reported at end of Q1 2026.","source":"CoinGecko","source_url":"https://www.coingecko.com/en/coins/ylds"}]},"v":1}

   Verify offline (run on your own machine)

   python -m src.verify_decision d3ce5487-5ef9-4e7d-877b-bcc92626a0c3copy