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YLDS

avoid.net/ylds56/100·78% conf.
[AI-DRAFTED · AWAITING VERIFICATION]

Auto-generated score, not yet verified against the scoring model. Under review — treat as indicative, not a verdict.

anchored·GgNab2…hyy1

Summary

YLDS is a yield-bearing, SEC-registered debt security issued as a tokenized face-amount certificate by Figure Certificate Company (FCC), a wholly owned subsidiary of Figure Technology Solutions, Inc. (Nasdaq: FIGR). It is the first interest-bearing transferable stablecoin to be registered under the U.S. Investment Company Act of 1940, and as of mid-2026 has approximately $540 million in circulation across Provenance Blockchain, Solana, Stellar, and Sui. While the product carries legitimate regulatory backing, parent company Figure Technology Solutions faces outstanding short-seller allegations regarding blockchain misrepresentation, lending quality, and a significant 2026 data breach affecting nearly one million customers.

Have evidence about YLDS?

Timeline(12 events)

15 September 2017

Mike Cagney resigns immediately as SoFi CEO amid sexual harassment lawsuits and workplace culture allegations involving more than 30 reported complainants.

Forbes

2018

Mike Cagney and June Ou co-found Figure Technology Solutions, initially focused on blockchain-native HELOC origination via Provenance Blockchain.

Inc. Magazine

20 February 2025

Figure Markets launches YLDS on Provenance Blockchain as the first SEC-registered interest-bearing transferable stablecoin under the Investment Company Act of 1940.

CoinDesk

September 2025

Figure Technology Solutions (FIGR) completes its Nasdaq IPO, raising approximately $663 million in net proceeds at $25 per share.

Nasdaq

14 October 2025

Sui partners with Figure Certificate Company to deploy YLDS natively on the Sui blockchain, expanding multi-chain availability.

Figure Investor Relations

November 2025

Figure introduces YLDS on Solana, enabling use within Solana DeFi ecosystem and targeting RWA utility.

Crowdfund Insider

28 January 2026

Figure Technology Solutions internally identifies unauthorized access to its systems, later attributed to a voice-phishing social engineering attack by ShinyHunters.

UpGuard

13 February 2026

ShinyHunters posts 2.5 GB of stolen Figure customer data on a dark web forum, exposing personal information of approximately 967,200 accounts.

TechCrunch

13 February 2026

Figure Technology Solutions announces upsized secondary public offering of 4,375,000 shares at $32.00 per share.

Figure Investor Relations

5 May 2026

Figure Certificate Company and Stellar Development Foundation announce YLDS is live on Stellar network, the third public blockchain for YLDS.

Stellar.org

14 July 2026

YLDS becomes available on Copper's institutional custody platform, expanding qualified custody options for institutional clients.

Crowdfund Insider

21 July 2026

YLDS ranks approximately #91–97 by market capitalization on CoinGecko with approximately $540 million in circulation, up from $598 million reported at end of Q1 2026.

CoinGecko
Provenance & Audit Trail

Decision Log

This investigation is cryptographically anchored to the Solana blockchain (3 events). 17 of 19 cited source URLs have an Internet Archive snapshot.

model: claude-sonnet-4-6

generated: 7/22/2026, 12:42:34 PM

last updated: 8/27/2026, 9:13:06 AM

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