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Stellar

avoid.net/stellar-xlm→89/100·82% conf.
[AI-DRAFTED · AWAITING FACT-CHECK][src:claude-code-investigator]

Last changed 2026-10-10 · Score recalculated — Rescored under Scoring v2, the published formula (avoid.net/scoring): 50 → 89. Problems weighed by who is responsible: concerns that are not fraud −6.4, problems around the subject, caused by others −3.3, incidents the subject suffered −1.2; legitimacy credit well known and widely used +15, long-running +10; fact-check adjustments (−12) now shown as page reliability, not in the score. Version history →

Why this score
Every page starts at65
Concerns that are not fraud-6.4
Incidents it suffered (e.g. hacks)-1.2
Problems around it, caused by others-3.3
Well known and widely used+15
Long-running+10
Sum79

Score: 89/100 (kept between 0 and 100)

How scoring works →
anchored·37JQdU…ebnX

Summary

Stellar (XLM) is a payments-focused blockchain co-founded by Jed McCaleb in 2014, ranked #22 by market cap (~$5.4B). The Stellar Development Foundation (SDF) is a non-profit with active institutional adoption including Franklin Templeton's BENJI fund ($1.98B AUM) and MoneyGram integration. No regulatory enforcement actions exist. Key risks include McCaleb's prior associations (Mt. Gox, eDonkey), SDF centralization (~30B XLM retained), a 35-day undetected Soroban Protocol 23 bug in October 2025, and third-party wallet/phishing incidents.

Connected Entities

4 entities · 60 linked investigations
Organizations
Tokens
Relationships
  • Ethereum→mentioned with→Bitcoin(60%)
  • Stellar→mentioned with→Ethereum(60%)
  • Stellar→mentioned with→Mt. Gox(85%)
  • Stellar→mentioned with→Bitcoin(60%)
  • Mt. Gox→mentioned with→Bitcoin(80%)
  • Bitcoin→mentioned with→Mt. Gox(85%)
Have evidence about Stellar?

Timeline(6 events)

31 July 2014

Stellar network launched by Jed McCaleb and Joyce Kim

wikipedia.org

15 January 2018

BlackWallet DNS hijack: $400K in XLM stolen

coindesk.com

5 November 2019

SDF burns 55 billion XLM, reducing supply from 105B to 50B

coindesk.com

20 February 2024

Soroban smart contracts launch on Stellar mainnet

coindesk.com

4 December 2024

CEO Denelle Dixon testifies before U.S. House committee

congress.gov

October 2025

Soroban Protocol 23 bug discovered after 35 days undetected

stellar.org
Provenance & Audit Trail

Decision Log

  • #5reviewRecorded on Solana ✓10/17/2026, 1:20:01 AM
    slot 457851517 · hash 3JjZEV7mUg4DvAebXsKbWauRiueVLtuXEVN2jwU7kGBw
  • #4rescore+39Recorded on Solana ✓10/10/2026, 6:50:52 PM
    slot 455371072 · hash 43wSnPCbwfRy8wfuvBm5rAEorK9RpvV6bnPdWzRUXPqy
  • #3review revise-12Recorded on Solana ✓6/8/2026, 1:28:30 AM
    slot 425011348 · hash EQZ63GEwqKZWAKx4gWSyCfvoqXAuQogLCC9HPHspR5A8
  • #2reviewRecorded on Solana ✓6/8/2026, 1:28:30 AM
    slot 425011341 · hash HXarfrDY5Nxi8iJsr5bVsDMCKHsLpwHuanET8FDVcATg
  • #1publishRecorded on Solana ✓5/14/2026, 6:02:59 AM
    slot 419629042 · hash 6nEkEX6LaK86BbBJ966gyPUphx94MXja39VW8CM7MKRr

This investigation is cryptographically anchored to the Solana blockchain (5 decisions). 10 of 10 cited source URLs have an Internet Archive snapshot.

Fact-checked 2026-10-1717 claims checked4 corrections pending0 applied⛓ anchoredSee findings →

model: claude-code-investigator

generated: 5/13/2026, 3:12:40 AM

last updated: 10/10/2026, 6:50:52 PM

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