Stellar
Last changed 2026-10-10 · Score recalculated — Rescored under Scoring v2, the published formula (avoid.net/scoring): 50 → 89. Problems weighed by who is responsible: concerns that are not fraud −6.4, problems around the subject, caused by others −3.3, incidents the subject suffered −1.2; legitimacy credit well known and widely used +15, long-running +10; fact-check adjustments (−12) now shown as page reliability, not in the score. Version history →
Why this score
| Every page starts at | 65 |
| Concerns that are not fraud | -6.4 |
| Incidents it suffered (e.g. hacks) | -1.2 |
| Problems around it, caused by others | -3.3 |
| Well known and widely used | +15 |
| Long-running | +10 |
| Sum | 79 |
Score: 89/100 (kept between 0 and 100)
How scoring works →Summary
Stellar (XLM) is a payments-focused blockchain co-founded by Jed McCaleb in 2014, ranked #22 by market cap (~$5.4B). The Stellar Development Foundation (SDF) is a non-profit with active institutional adoption including Franklin Templeton's BENJI fund ($1.98B AUM) and MoneyGram integration. No regulatory enforcement actions exist. Key risks include McCaleb's prior associations (Mt. Gox, eDonkey), SDF centralization (~30B XLM retained), a 35-day undetected Soroban Protocol 23 bug in October 2025, and third-party wallet/phishing incidents.
Connected Entities
4 entities · 60 linked investigations- Ethereum→mentioned with→Bitcoin(60%)
- Stellar→mentioned with→Ethereum(60%)
- Stellar→mentioned with→Mt. Gox(85%)
- Stellar→mentioned with→Bitcoin(60%)
- Mt. Gox→mentioned with→Bitcoin(80%)
- Bitcoin→mentioned with→Mt. Gox(85%)
Timeline(6 events)
Decision Log
- slot 457851517 · hash 3JjZEV7mUg4DvAebXsKbWauRiueVLtuXEVN2jwU7kGBw
- slot 455371072 · hash 43wSnPCbwfRy8wfuvBm5rAEorK9RpvV6bnPdWzRUXPqy
- slot 425011348 · hash EQZ63GEwqKZWAKx4gWSyCfvoqXAuQogLCC9HPHspR5A8
- slot 425011341 · hash HXarfrDY5Nxi8iJsr5bVsDMCKHsLpwHuanET8FDVcATg
- slot 419629042 · hash 6nEkEX6LaK86BbBJ966gyPUphx94MXja39VW8CM7MKRr
This investigation is cryptographically anchored to the Solana blockchain (5 decisions). 10 of 10 cited source URLs have an Internet Archive snapshot.
model: claude-code-investigator
generated: 5/13/2026, 3:12:40 AM
last updated: 10/10/2026, 6:50:52 PM
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