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PiggyBank Protocol

avoid.net/piggybank-protocol32/100·72% conf.
[VERIFIED]
anchored·V318kp…Zj81

Summary

PiggyBank Protocol is a Solana-based DeFi yield platform offering delta-neutral funding-rate arbitrage vaults across USDC, JitoSOL, and tokenized stock (xStocks) assets. On or around June 6, 2026 the protocol disclosed that a mid-cap basis trade involving locked LAB tokens had failed, producing NAV declines of approximately 15%, 12%, and 9% across its three active vaults. On-chain investigator ZachXBT publicly alleged that the protocol had exposed depositor funds to a token he characterized as a scam with over 95% insider-controlled supply, raising serious risk-management and disclosure concerns that remain unresolved as of the investigation date.

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Timeline(10 events)

2025-10-01

LAB token launches its token generation event, positioning as an AI-powered trading terminal.

Bitcoin News / ZachXBT investigation coverage

2026-03-01

Wallets linked to LAB insiders begin accumulating approximately 226 million LAB tokens in Bitget accounts, according to ZachXBT's subsequent investigation.

CryptoTimes — ZachXBT May 2026 investigation

2026-04-01

Drift Protocol is hacked for approximately $285 million. PiggyBank reports $106,000 in exposure and reimburses affected users from team treasury.

Bitcoin News — Drift Protocol hack coverage

2026-05-01

PiggyBank enters a $100,000 OTC position in locked LAB tokens at a discount, hedged with perpetual futures shorts, as part of its stated mid-cap basis trading strategy.

crypto.news / TokenPost — LAB incident coverage

2026-05-11

Approximately 100 million LAB tokens are moved to ten newly created wallets. LAB surges over 350% within 72 hours to a $6 billion FDV before crashing 65%+.

CryptoTimes — ZachXBT investigation

2026-05-14

ZachXBT publishes investigation into LAB, alleging over 95% insider supply control, OTC manipulation, unilateral vesting extensions, and Bitget coordination. ZachXBT posts a $10,000 bounty for documents related to LAB co-founder Vova Sadkov.

CryptoTimes / The Block

2026-06-06

PiggyBank discloses the failure of its LAB basis trade, citing 'violent manipulation,' thin liquidity, and deeply negative funding rates. The protocol announces it has closed the perpetual short hedge and will exclude the locked LAB position (valued at ~$1.35M at current prices) from NAV until August 14 unlock. Estimated vault NAV impacts: USDC -15%, SPYx -12%, JitoSOL -9%.

crypto.news / CryptoTimes / TokenPost

2026-06-06

ZachXBT publicly criticizes PiggyBank, stating the protocol 'lost user assets gambling on blatant scam coins,' referencing his prior LAB investigation.

CryptoTimes

2026-06-07

TokenPost and CoinCu publish coverage of the incident. PiggyBank's detailed post-mortem report, promised for 'the following week,' has not yet been published.

TokenPost

2026-08-14

Scheduled first unlock of PiggyBank's locked LAB position. Protocol has stated this is the date the position will be reintroduced to NAV calculations.

crypto.news / TokenPost
Provenance & Audit Trail

Decision Log

This investigation is cryptographically anchored to the Solana blockchain and source URLs are archived via the Internet Archive.

model: claude-code-investigator

generated: 6/9/2026, 9:11:24 PM

last updated: 6/10/2026, 3:19:10 PM

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