Audit log

Every state-changing event for CFTC Crypto ATM Scam Warning: moderation decisions on community submissions, plus corrections and updates from the news pipeline. URL-based decisions are designed to carry three independent witnesses — the original source, an Internet Archive snapshot, and a Solana memo signed by our publicly-disclosed publisher key. Archive coverage is still being backfilled, so each decision below reports its own snapshot status rather than assuming one exists.

1. #1publishby system:backfill

   2026-08-29 12:09:04Z
   Score: ? → ? (no score change)
   anchorpending

   chain

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   hash

   CGJTSFMBhMQJ…QMKc8UzPcopysha256 → base58

   verifying row…

   canonical bytes (25903 B) ▸

   {"actor":"system:backfill","investigation_id":"2c61d10c-aa5f-4653-8bde-ba67f18a25f1","kind":"publish","page_slug":"cftc-crypto-atm-scam-warning","published_at":"2026-08-29T12:09:04.206Z","sequence_num":1,"snapshot":{"content_type":"investigation","entity_name":"CFTC Crypto ATM Scam Warning","sections":[{"content":"On August 26–27, 2026, the U.S. Commodity Futures Trading Commission (CFTC) published a consumer advisory titled 'Pause Before You Pay: Unusual Money Transfer Instructions May Signal Fraud.' The alert explicitly states: 'Legitimate government agencies, financial institutions and reputable companies will not instruct customers to move money through crypto ATMs, gift cards or couriers.' The CFTC grounded its warning in FBI Internet Crime Complaint Center (IC3) data from the IC3's 2025 annual cryptocurrency kiosk supplement, which recorded 13,460 complaints involving cryptocurrency kiosks and reported losses of $388,981,267 — a 23% rise in complaint volume and a 58% rise in dollar losses compared to 2024. The CFTC advised victims to report incidents to the FBI's IC3 and to preserve transaction IDs, wallet addresses, and kiosk location details.","heading":"CFTC Consumer Alert and Official Findings","severity":"critical","sources":[{"credibility":2,"name":"CFTC Issues Warning as Crypto ATM Scams Top $388M — CryptoTimes","type":"news_article","url":"https://www.cryptotimes.io/2026/08/27/cftc-issues-warning-as-crypto-atm-scams-top-388m/"},{"credibility":2,"name":"CFTC warns crypto ATM scams drove $388M in losses — Crypto.news","type":"news_article","url":"https://crypto.news/cftc-warns-crypto-atm-scams-drove-388m-in-losses/"},{"credibility":1,"name":"IC3 Cryptocurrency Kiosk Complaint Data By State — FBI IC3 PSA","type":"regulatory","url":"https://www.ic3.gov/PSA/2026/PSA260515-2"}]},{"content":"The FBI IC3's 2025 data establishes that U.S. residents filed 13,460 complaints involving cryptocurrency kiosks during 2025, with aggregate reported losses of $388,981,267. Complaint volumes rose 23% year-over-year; reported dollar losses rose 58%. More than half of all complaints were filed by individuals over 50 years old, who collectively reported losses exceeding $302 million — approximately 78% of total reported losses. People aged 60 or older specifically filed 6,188 complaints and reported more than $257 million in losses. Researchers and regulators note that these figures likely undercount actual harm due to widespread underreporting, particularly among older victims who may be reluctant to disclose losses to family members or authorities. By contrast, the FinCEN notice issued August 4, 2025 cited 2024 IC3 data of 10,956 complaints and $246.7 million in losses, confirming the steep upward trend across consecutive years.","heading":"Scale of Losses and Victim Demographics","severity":"critical","sources":[{"credibility":1,"name":"IC3 Cryptocurrency Kiosk Complaint Data By State — FBI IC3 PSA","type":"regulatory","url":"https://www.ic3.gov/PSA/2026/PSA260515-2"},{"credibility":2,"name":"FBI: Americans lost over $388 million to scams using crypto ATMs in 2025 — Bleeping Computer","type":"news_article","url":"https://www.bleepingcomputer.com/news/security/fbi-americans-lost-over-388-million-to-scams-using-crypto-atms-in-2025/"},{"credibility":1,"name":"FinCEN Notice FIN-2025-NTC1 on CVC Kiosks, August 4, 2025","type":"regulatory","url":"https://www.fincen.gov/system/files/2025-08/FinCEN-Notice-CVCKIOSK.pdf"}]},{"content":"FBI IC3 data for 2025 shows that Texas and Florida led all states in both complaint volume and total losses. Texas recorded 1,179 complaints and $56,802,197 in reported losses. Florida recorded 1,213 complaints and $32,765,444 in losses. California reported 978 complaints and $24,017,535 in losses. Illinois recorded 510 complaints and $20,077,277 in losses. Pennsylvania recorded 518 complaints and $14,485,236 in losses. A separate analysis cited in reporting noted that at least eight additional states each reported eight-figure losses, including Arizona, New Jersey, North Carolina, Tennessee, Kentucky, Michigan, Ohio, and others. The concentration of losses in Texas and Florida reflects both the density of crypto ATM deployments in those states and elevated complaint filings.","heading":"Geographic Distribution of Losses","severity":"high","sources":[{"credibility":1,"name":"IC3 Cryptocurrency Kiosk Complaint Data By State — FBI IC3 PSA","type":"regulatory","url":"https://www.ic3.gov/PSA/2026/PSA260515-2"},{"credibility":2,"name":"Texas, Florida top list of states reporting millions in crypto ATM losses — The Record / Recorded Future News","type":"news_article","url":"https://therecord.media/texas-florida-top-list-of-crypto-atm-scam-losses"},{"credibility":3,"name":"Crypto ATM Scams Cost Texas $57M, Florida $33M in 2025 — FBI","type":"news_article","url":"https://www.gblock.app/articles/texas-florida-crypto-atm-scams-388m-2025-fbi"}]},{"content":"The standard attack pattern documented by the CFTC, FBI IC3, and FinCEN follows a consistent sequence. A fraudster contacts a victim by phone, email, or messaging application, impersonating a government agency (such as the Social Security Administration or IRS), a financial institution, a tech support team, a law enforcement officer, or a romantic interest. The fraudster creates artificial urgency — typically claiming the victim's bank account has been compromised, that the victim owes taxes or fees, or that the victim's identity has been stolen — and instructs the victim to protect their money by withdrawing cash and depositing it into a cryptocurrency ATM. The fraudster typically remains on the phone throughout the transaction, dictates what the victim should say if questioned by bank staff, and provides a wallet address or QR code to receive the funds. The transfer is completed in minutes and, once confirmed on the blockchain, cannot be reversed. Variants of the scheme include romance scams, investment fraud, government impersonation, tech support fraud, and lottery or sweepstakes scams. Victims may be directed to use multiple ATMs across several locations to circumvent daily transaction limits.","heading":"Attack Pattern and Fraud Methodology","severity":"critical","sources":[{"credibility":2,"name":"CFTC warns consumers about risks of using crypto ATMs — Crypto Briefing","type":"news_article","url":"https://cryptobriefing.com/cftc-warns-crypto-atm-risks/"},{"credibility":1,"name":"IC3 Cryptocurrency Kiosk Complaint Data By State — FBI IC3 PSA","type":"regulatory","url":"https://www.ic3.gov/PSA/2026/PSA260515-2"},{"credibility":1,"name":"FinCEN Notice FIN-2025-NTC1 on CVC Kiosks, August 4, 2025","type":"regulatory","url":"https://www.fincen.gov/system/files/2025-08/FinCEN-Notice-CVCKIOSK.pdf"}]},{"content":"As of August 2026, three U.S. states have enacted outright bans on cryptocurrency ATM operations, with dozens more imposing licensing, fee cap, and consumer-protection requirements. Indiana was the first state to ban crypto ATMs statewide; a bipartisan measure passed the Indiana Senate unanimously and was signed into law on March 9, 2026. Tennessee Governor Bill Lee signed HB 2505 on April 13, 2026, with the ban taking effect July 1, 2026; approximately 185 kiosks had been operating in the state before the ban. Minnesota Governor Tim Walz signed Senate File 3868 on May 5, 2026, and the statewide ban took effect August 1, 2026, after residents reported nearly $1 million in related scam losses. Arizona's Cryptocurrency Kiosk License Fraud Prevention law (HB 2387) took effect September 26, 2025; it set daily transaction limits of $2,000 for new customers and $10,500 for existing customers, requires on-screen fraud warnings before each transaction, mandates printed receipts showing the wallet address, and requires full refunds for new customers who report fraud within 30 days. As of August 2026, Arizona's Attorney General's Office reported that 35 victims had obtained full refunds totaling $171,332 under the law. Reporting indicates that as of mid-2026, 30 U.S. states have enacted some form of legislation related to crypto kiosks, with 13 of those laws passed in 2026.","heading":"State Regulatory Responses: Bans and Restrictions","severity":"high","sources":[{"credibility":2,"name":"Minnesota Bans Crypto ATMs Statewide After Seniors Lost Nearly $1 Million — Startup Fortune","type":"news_article","url":"https://startupfortune.com/minnesota-bans-crypto-atms-statewide-after-seniors-lost-nearly-1-million/"},{"credibility":2,"name":"Minnesota could soon join Indiana and Tennessee in banning crypto kiosks — MinnPost","type":"news_article","url":"https://www.minnpost.com/state-government/2026/04/crypto-kiosks-minnesota-ban-what-are-they/"},{"credibility":1,"name":"Arizona Attorney General: Crypto ATM Law Helps 35 Scam Victims Recover $171,332","type":"regulatory","url":"https://www.azag.gov/press-release/attorney-general-mayes-helps-nearly-three-dozen-crypto-atm-scam-victims-recover-full"},{"credibility":2,"name":"Arizona Crypto ATM Law Helps 35 Scam Victims Recover More Than $171,000 — Cryptometer","type":"news_article","url":"https://www.cryptometer.io/news/arizona-crypto-atm-law-helps-35-scam-victims-recover-more-than-171000/"},{"credibility":2,"name":"How States Are Taking Aim at Combating Crypto ATM Fraud — AARP","type":"news_article","url":"https://www.aarp.org/advocacy/crypto-atm-fraud-protections/"}]},{"content":"Several state attorneys general have filed civil lawsuits against cryptocurrency ATM operators, alleging they facilitated scam losses through inadequate anti-money laundering controls and deceptive practices. These are unresolved civil allegations; no court has entered a final judgment on the merits in any of these cases as of the date of this report. Iowa Attorney General Brenna Bird filed suit against Bitcoin Depot and CoinFlip on February 26, 2025, alleging both companies violated the Iowa Consumer Fraud Act by profiting from scam transactions through fees of 23% (Bitcoin Depot) and 21% (CoinFlip), and failed to prevent or adequately address fraud affecting hundreds of Iowa residents who collectively sent more than $20 million through the companies' machines over less than three years. The Iowa AG alleged that all of CoinFlip's top 20 kiosk users in Iowa were scam victims. Massachusetts Attorney General Andrea Joy Campbell filed suit against Bitcoin Depot alleging that the company used misleading sales tactics, overcharged customers, and knowingly facilitated crypto scams that cost Massachusetts consumers more than $10 million. Bitcoin Depot denied the Massachusetts allegations. Connecticut suspended Bitcoin Depot's banking license for alleged lapses in anti-money laundering controls; Nevada and Maine reached enforcement settlements with the firm. Washington, D.C. sued an Athena Bitcoin ATM operator, alleging that 93% of District transactions were scam-related. An ICIJ and CNN joint investigation published in 2025 found at least $1.5 million in allegedly fraudulent transactions completed through Bitcoin Depot machines installed in Circle K convenience stores. Bitcoin Depot filed for Chapter 11 bankruptcy on May 18, 2026, citing revenue declines of 49.2% year-over-year in Q1 2026, state bans, and mounting compliance costs; all approximately 9,700 of its machines were taken offline. A separate arbitration award related to a business dispute with its Canadian subsidiary imposed nearly $19 million in damages on Bitcoin Depot in late 2025. A hacking incident in April 2026 resulted in the theft of $3.7 million from Bitcoin Depot's own crypto wallets.","heading":"Enforcement Actions Against Crypto ATM Operators","severity":"high","sources":[{"credibility":1,"name":"Attorney General Bird Sues Crypto ATM Companies for Costing Iowans More than $20 Million — Iowa AG","type":"regulatory","url":"https://www.iowaattorneygeneral.gov/newsroom/attorney-general-bird-sues-crypto-atm-companies-for-costing-iowans-more-than-20-million"},{"credibility":1,"name":"Massachusetts Sues Bitcoin Depot, Alleging it Knowingly Facilitated Crypto Scams — ICIJ","type":"news_article","url":"https://www.icij.org/investigations/coin-laundry/massachusetts-sues-bitcoin-depot-alleging-the-crypto-atm-operator-knowingly-facilitated-crypto-scams/"},{"credibility":1,"name":"Bitcoin Depot Files for Bankruptcy — CoinDesk","type":"news_article","url":"https://www.coindesk.com/markets/2026/05/18/bitcoin-depot-once-north-america-s-largest-bitcoin-atm-operator-files-for-bankruptcy"},{"credibility":1,"name":"Bitcoin Depot Goes Bankrupt, Signaling Demise of Crypto ATMs — Bloomberg","type":"news_article","url":"https://www.bloomberg.com/news/articles/2026-05-18/bitcoin-depot-goes-bankrupt-signaling-demise-of-crypto-atms"},{"credibility":1,"name":"Amid a Scam Crackdown, Crypto Giants Keep Fueling Bitcoin ATMs — ICIJ","type":"news_article","url":"https://www.icij.org/investigations/coin-laundry/amid-a-scam-crackdown-crypto-giants-keep-fueling-bitcoin-atms/"}]},{"content":"On August 4, 2025, the Financial Crimes Enforcement Network (FinCEN) issued Notice FIN-2025-NTC1, titled 'FinCEN Addresses Increased Fraud Involving Convertible Virtual Currency Kiosks.' The notice instructed financial institutions to treat cryptocurrency kiosk operators as Money Service Businesses subject to full Bank Secrecy Act obligations, including anti-money laundering program requirements and Suspicious Activity Report (SAR) filing. FinCEN directed institutions to use the key term 'FIN-2025-CVCKIOSK' in SAR field two and in the narrative when reporting suspected kiosk-related fraud. The notice listed red flags including transactions structured just below reporting thresholds, multiple customers depositing funds to the same wallet address, and unusual cash withdrawal patterns preceding kiosk deposits. The CFTC's August 2026 alert built on this FinCEN foundation by directing consumer-facing messaging and citing the updated FBI IC3 2025 loss figures.","heading":"Federal Regulatory Framework and FinCEN Guidance","severity":"medium","sources":[{"credibility":1,"name":"FinCEN Notice FIN-2025-NTC1 on CVC Kiosks, August 4, 2025","type":"regulatory","url":"https://www.fincen.gov/system/files/2025-08/FinCEN-Notice-CVCKIOSK.pdf"},{"credibility":2,"name":"FinCEN Notice Warns of Emerging Risks in Crypto Kiosks — Forvis Mazars","type":"research","url":"https://www.forvismazars.us/forsights/2025/08/fincen-notice-warns-of-emerging-risks-in-crypto-kiosks"},{"credibility":2,"name":"FinCEN Warns Financial Institutions of Illicit Activity at Crypto Kiosks — Consumer Finance and Fintech Blog","type":"news_article","url":"https://www.consumerfinanceandfintechblog.com/2025/08/fincen-warns-financial-institutions-of-illicit-activity-at-crypto-kiosks/"}]},{"content":"The CFTC, FBI IC3, and FinCEN have collectively identified the following as definitive warning signs that a cryptocurrency ATM instruction is part of a scam: any request from a caller or online contact to use a crypto ATM to 'protect' funds, pay a fee, settle a debt, or claim a prize; any request to maintain secrecy about the transaction; any caller who stays on the line throughout the transaction; QR codes or wallet addresses provided by an unknown party; claims that a government agency, bank, or utility company accepts payment via crypto ATM; and artificial urgency framing (account freezes, arrest warrants, identity theft). The CFTC stated that no government agency, legitimate financial institution, or reputable company will instruct the use of a crypto ATM, gift card, or courier to move money. Consumer guidance from the CFTC, FBI, and state regulators advises potential victims to hang up immediately, verify any claimed identity through independently sourced contact information, consult a trusted family member or financial adviser, and report suspected fraud to ic3.gov and the CFTC before sending any funds.","heading":"Warning Signs and Consumer Protection Guidance","severity":"high","sources":[{"credibility":2,"name":"CFTC warns consumers about risks of using crypto ATMs — Crypto Briefing","type":"news_article","url":"https://cryptobriefing.com/cftc-warns-crypto-atm-risks/"},{"credibility":1,"name":"IC3 Cryptocurrency Kiosk Complaint Data By State — FBI IC3 PSA","type":"regulatory","url":"https://www.ic3.gov/PSA/2026/PSA260515-2"},{"credibility":2,"name":"Crypto ATM Scams Keep Growing as Americans Lose Millions, FBI Warns — Bitdefender","type":"news_article","url":"https://www.bitdefender.com/en-us/blog/hotforsecurity/crypto-atm-scams-americans-lose-millions-fbi"}]}],"sources_used":[{"credibility":1,"name":"IC3 Cryptocurrency Kiosk Complaint Data By State — FBI IC3 PSA260515-2","type":"regulatory","url":"https://www.ic3.gov/PSA/2026/PSA260515-2"},{"credibility":1,"name":"FinCEN Notice FIN-2025-NTC1, August 4, 2025","type":"regulatory","url":"https://www.fincen.gov/system/files/2025-08/FinCEN-Notice-CVCKIOSK.pdf"},{"credibility":1,"name":"Attorney General Bird Sues Crypto ATM Companies for Costing Iowans More than $20 Million — Iowa AG","type":"regulatory","url":"https://www.iowaattorneygeneral.gov/newsroom/attorney-general-bird-sues-crypto-atm-companies-for-costing-iowans-more-than-20-million"},{"credibility":1,"name":"Arizona Attorney General: Crypto ATM Law Helps 35 Scam Victims Recover $171,332","type":"regulatory","url":"https://www.azag.gov/press-release/attorney-general-mayes-helps-nearly-three-dozen-crypto-atm-scam-victims-recover-full"},{"credibility":1,"name":"Arizona AG Announces New Crypto ATM Protections","type":"regulatory","url":"https://www.azag.gov/press-release/attorney-general-mayes-announces-new-protections-against-bitcoin-atm-scams-going"},{"credibility":1,"name":"Massachusetts Sues Bitcoin Depot — ICIJ","type":"news_article","url":"https://www.icij.org/investigations/coin-laundry/massachusetts-sues-bitcoin-depot-alleging-the-crypto-atm-operator-knowingly-facilitated-crypto-scams/"},{"credibility":1,"name":"Amid a Scam Crackdown, Crypto Giants Keep Fueling Bitcoin ATMs — ICIJ","type":"news_article","url":"https://www.icij.org/investigations/coin-laundry/amid-a-scam-crackdown-crypto-giants-keep-fueling-bitcoin-atms/"},{"credibility":1,"name":"Crypto ATM Operator Bitcoin Depot Files for Bankruptcy — ICIJ","type":"news_article","url":"https://www.icij.org/investigations/coin-laundry/crypto-atm-operator-bitcoin-depot-files-for-bankruptcy/"},{"credibility":1,"name":"Bitcoin Depot Files for Bankruptcy — CoinDesk","type":"news_article","url":"https://www.coindesk.com/markets/2026/05/18/bitcoin-depot-once-north-america-s-largest-bitcoin-atm-operator-files-for-bankruptcy"},{"credibility":1,"name":"Bitcoin Depot Goes Bankrupt, Signaling Demise of Crypto ATMs — Bloomberg","type":"news_article","url":"https://www.bloomberg.com/news/articles/2026-05-18/bitcoin-depot-goes-bankrupt-signaling-demise-of-crypto-atms"},{"credibility":2,"name":"Texas, Florida Top List of States Reporting Crypto ATM Losses — The Record / Recorded Future News","type":"news_article","url":"https://therecord.media/texas-florida-top-list-of-crypto-atm-scam-losses"},{"credibility":2,"name":"CFTC Issues Warning as Crypto ATM Scams Top $388M — CryptoTimes","type":"news_article","url":"https://www.cryptotimes.io/2026/08/27/cftc-issues-warning-as-crypto-atm-scams-top-388m/"},{"credibility":2,"name":"CFTC warns crypto ATM scams drove $388M in losses — Crypto.news","type":"news_article","url":"https://crypto.news/cftc-warns-crypto-atm-scams-drove-388m-in-losses/"},{"credibility":2,"name":"CFTC warns consumers about risks of using crypto ATMs — Crypto Briefing","type":"news_article","url":"https://cryptobriefing.com/cftc-warns-crypto-atm-risks/"},{"credibility":2,"name":"Minnesota Bans Crypto ATMs Statewide — crypto.news","type":"news_article","url":"https://crypto.news/minnesota-crypto-atm-ban-starts-after-1m-losses/"},{"credibility":2,"name":"Minnesota could soon join Indiana and Tennessee in banning crypto kiosks — MinnPost","type":"news_article","url":"https://www.minnpost.com/state-government/2026/04/crypto-kiosks-minnesota-ban-what-are-they/"},{"credibility":2,"name":"What are crypto kiosks — MPR News","type":"news_article","url":"https://www.mprnews.org/story/2026/07/28/what-are-crypto-kiosks-ban-august-1"},{"credibility":2,"name":"How States Are Taking Aim at Combating Crypto ATM Fraud — AARP","type":"news_article","url":"https://www.aarp.org/advocacy/crypto-atm-fraud-protections/"},{"credibility":2,"name":"FinCEN Notice Warns of Emerging Risks in Crypto Kiosks — Forvis Mazars","type":"research","url":"https://www.forvismazars.us/forsights/2025/08/fincen-notice-warns-of-emerging-risks-in-crypto-kiosks"},{"credibility":2,"name":"FBI: Americans Lost Over $388 Million to Scams Using Crypto ATMs in 2025 — Bleeping Computer","type":"news_article","url":"https://www.bleepingcomputer.com/news/security/fbi-americans-lost-over-388-million-to-scams-using-crypto-atms-in-2025/"},{"credibility":2,"name":"Iowa Attorney General Files Lawsuits Against Crypto ATM Operators — Yahoo News","type":"news_article","url":"https://www.yahoo.com/news/iowa-attorney-general-files-lawsuits-020412614.html"}],"summary":"On August 26–27, 2026, the U.S. Commodity Futures Trading Commission issued a formal consumer alert titled 'Pause Before You Pay: Unusual Money Transfer Instructions May Signal Fraud,' warning the public about a sharp rise in cryptocurrency ATM scams. The warning was grounded in FBI Internet Crime Complaint Center data showing that U.S. residents filed 13,460 complaints involving cryptocurrency kiosks in 2025, reporting $388,981,267 in losses — a 58% year-over-year increase. More than half of all complaints involved people over 50, who collectively reported losses exceeding $302 million, making this demographic the primary target of the attack pattern.","timeline":[{"date":"2025-08-04","event":"FinCEN issued Notice FIN-2025-NTC1 instructing financial institutions to treat crypto kiosk operators as Money Service Businesses under full Bank Secrecy Act obligations and to file SARs using the tag FIN-2025-CVCKIOSK.","source":"FinCEN Notice FIN-2025-NTC1","source_url":"https://www.fincen.gov/system/files/2025-08/FinCEN-Notice-CVCKIOSK.pdf"},{"date":"2025-09-26","event":"Arizona's Cryptocurrency Kiosk License Fraud Prevention law (HB 2387) took effect, imposing daily transaction limits, mandatory on-screen fraud warnings, receipt requirements, and a 30-day refund window for new customers who report fraud.","source":"Arizona Attorney General press release","source_url":"https://www.azag.gov/press-release/attorney-general-mayes-announces-new-protections-against-bitcoin-atm-scams-going"},{"date":"2025-01-01","event":"FBI IC3 began recording 2025 cryptocurrency kiosk complaints, which would total 13,460 by year end with $388,981,267 in losses — a 58% increase in dollar losses over 2024.","source":"FBI IC3 PSA260515-2","source_url":"https://www.ic3.gov/PSA/2026/PSA260515-2"},{"date":"2025-02-26","event":"Iowa Attorney General Brenna Bird filed civil lawsuits against Bitcoin Depot and CoinFlip, alleging both violated the Iowa Consumer Fraud Act by profiting from scam transactions and failing to protect victims; alleged losses exceeded $20 million.","source":"Iowa Attorney General newsroom","source_url":"https://www.iowaattorneygeneral.gov/newsroom/attorney-general-bird-sues-crypto-atm-companies-for-costing-iowans-more-than-20-million"},{"date":"2026-03-09","event":"Indiana became the first U.S. state to ban cryptocurrency ATMs statewide; a bipartisan bill passed the state Senate unanimously and was signed into law.","source":"MinnPost / crypto.news state ban coverage","source_url":"https://www.minnpost.com/state-government/2026/04/crypto-kiosks-minnesota-ban-what-are-they/"},{"date":"2026-04-13","event":"Tennessee Governor Bill Lee signed HB 2505 banning cryptocurrency ATMs statewide, effective July 1, 2026; approximately 185 kiosks had been operating in the state.","source":"MinnPost / crypto.news state ban coverage","source_url":"https://www.minnpost.com/state-government/2026/04/crypto-kiosks-minnesota-ban-what-are-they/"},{"date":"2026-05-05","event":"Minnesota Governor Tim Walz signed Senate File 3868, enacting a statewide ban on cryptocurrency ATMs effective August 1, 2026, after residents reported nearly $1 million in scam losses.","source":"Minnesota crypto ATM ban coverage — crypto.news","source_url":"https://crypto.news/minnesota-crypto-atm-ban-starts-after-1m-losses/"},{"date":"2026-05-18","event":"Bitcoin Depot, formerly North America's largest cryptocurrency ATM operator, filed for Chapter 11 bankruptcy protection and shut down all approximately 9,700 machines, citing a 49.2% year-over-year revenue decline, state bans, and escalating compliance costs.","source":"CoinDesk / Bloomberg","source_url":"https://www.coindesk.com/markets/2026/05/18/bitcoin-depot-once-north-america-s-largest-bitcoin-atm-operator-files-for-bankruptcy"},{"date":"2026-08-01","event":"Minnesota's statewide cryptocurrency ATM ban took effect.","source":"MPR News","source_url":"https://www.mprnews.org/story/2026/07/28/what-are-crypto-kiosks-ban-august-1"},{"date":"2026-08-26","event":"CFTC posted its 'Pause Before You Pay' consumer alert on social media, citing FBI IC3 2025 data showing $388 million in crypto ATM scam losses.","source":"CryptoTimes / Crypto.news","source_url":"https://www.cryptotimes.io/2026/08/27/cftc-issues-warning-as-crypto-atm-scams-top-388m/"},{"date":"2026-08-27","event":"CFTC formally published its consumer advisory 'Pause Before You Pay: Unusual Money Transfer Instructions May Signal Fraud,' directing the public to treat any instruction to use a crypto ATM as a fraud warning sign.","source":"CryptoTimes / Crypto.news","source_url":"https://crypto.news/cftc-warns-crypto-atm-scams-drove-388m-in-losses/"}]},"v":1}

   Verify offline (run on your own machine)

   python -m src.verify_decision 324bea30-cdf0-4bec-a57e-1eb4fae4e02acopy