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{"actor":"system:backfill","investigation_id":"b688413a-741b-4c62-938b-41cbb424a766","kind":"publish","page_slug":"binance-mica-greece-application-withdrawal","published_at":"2026-07-01T12:20:14.086Z","sequence_num":1,"snapshot":{"content_type":"investigation","entity_name":"Binance - MiCA Greece Application Withdrawal","sections":[{"content":"The EU's Markets in Crypto-Assets Regulation (MiCA) established a common regulatory framework for crypto-asset service providers across all 27 EU member states. Under MiCA, any firm seeking to serve EU clients was required to obtain authorization from at least one national regulator by June 30, 2026. Authorization from a single member state grants a passporting right allowing the provider to operate across the entire EU. The transitional compliance deadline of July 1, 2026 represented a hard cutoff after which unlicensed firms were required to cease EU operations. Binance, as the world's largest crypto exchange by trading volume, faced particular scrutiny given its documented compliance history in the United States and ongoing investigations in Europe.","heading":"Background: MiCA Regulatory Framework","severity":"medium","sources":[{"credibility":1,"name":"Binance to halt crypto services across EU countries after failing to secure MiCA approval","type":"news_article","url":"https://www.euronews.com/business/2026/06/25/binance-to-halt-crypto-services-across-eu-countries-after-failing-to-secure-mica-approval"},{"credibility":2,"name":"MiCA Takes Effect: Binance Locked Out of EU but Reassures Users","type":"news_article","url":"https://www.cryptotimes.io/2026/07/01/mica-takes-effect-binance-locked-out-of-eu-but-reassures-users/"}]},{"content":"Binance established a Greek holding company in December 2025 and submitted its MiCA license application to Greece's Hellenic Capital Market Commission (HCMC) in January 2026. The exchange chose Greece as its preferred entry point for EU passporting rights. On June 16, 2026, Reuters reported that the HCMC was preparing to reject the application. Binance withdrew the application preemptively on June 24, 2026, approximately one week after those reports emerged and six days before the hard July 1 deadline, rather than face a formal denial on the record. Binance's official statement indicated the withdrawal came 'after careful consideration of the status and the timeline of the process in Greece, with our users' interests at the center.' The company claimed it had engaged 'constructively and in good faith' with Greek authorities. A Binance representative stated that 'the HCMC completed its review of the application and considered it compliant with MiCA requirements, and that the application was also reviewed at ESMA level,' a claim that appears to conflict with the reported impending rejection.","heading":"Greece Application and Withdrawal","severity":"high","sources":[{"credibility":1,"name":"Binance withdraws Greek MiCA bid but vows to remain in the EU","type":"news_article","url":"https://www.coindesk.com/policy/2026/06/24/binance-withdraws-greek-mica-bid-but-vows-to-remain-in-europe"},{"credibility":2,"name":"Binance withdraws MiCA licence application in Greece, seeks new EU authorization","type":"news_article","url":"https://cryptobriefing.com/binance-withdraws-mica-licence-greece/"},{"credibility":2,"name":"Binance on X: official withdrawal announcement","type":"official","url":"https://x.com/binance/status/2069791259812839895"},{"credibility":2,"name":"Binance Reportedly Denied MiCA By Greece, No EU License for the World's Largest Exchange","type":"news_article","url":"https://finance.yahoo.com/markets/crypto/articles/binance-reportedly-denied-mica-greece-133251913.html"}]},{"content":"Regulators in Greece, Ireland, and Latvia reportedly coordinated closely and raised substantive concerns about Binance's suitability for MiCA authorization. According to multiple reports, these concerns centered on Binance's past legal challenges, particularly the $4.3 billion settlement with the U.S. Department of Justice in November 2023 for systemic anti-money laundering failures and sanctions violations. European watchdogs expressed reservations about the company's international corporate structure, which regulators reportedly found opaque and difficult to supervise. Additional concerns were raised about the continued influence of founder Changpeng Zhao, with one source citing Zhao's public comments in February 2026 in which he described himself as the exchange's ultimate beneficial owner, despite having formally resigned as CEO in 2023 as part of the DOJ settlement. Ongoing compliance concerns, including alleged Iranian sanctions violations surfacing in 2026 (see Compliance History section), are also alleged to have factored into regulatory hesitancy, though no EU regulator publicly stated the specific grounds for opposition.","heading":"Regulatory Concerns Cited by European Authorities","severity":"high","sources":[{"credibility":2,"name":"Binance Faces Major European Passporting Setback Over Regional Regulatory Obstacles","type":"news_article","url":"https://fincrimecentral.com/binance-eu-aml-license-setback-mica-europe/"},{"credibility":1,"name":"Binance withdraws Greek MiCA bid but vows to remain in the EU","type":"news_article","url":"https://www.coindesk.com/policy/2026/06/24/binance-withdraws-greek-mica-bid-but-vows-to-remain-in-europe"},{"credibility":2,"name":"Why Europe is struggling to give Binance the MiCA license it needs","type":"news_article","url":"https://cryptoslate.com/why-europe-is-struggling-to-give-binance-the-mica-license-it-needs/"}]},{"content":"Effective July 1, 2026, Binance suspended most services for EU residents across all 27 member states. The suspension affected users in France, Italy, Poland, Spain, and all other EU countries. Services suspended include new account registrations, new spot trading orders, deposits, and earn, staking, and launchpool products. Binance maintained access to existing account balances, withdrawals, and a limited convert feature allowing users to sell existing positions. Binance stated that 'your assets remain safe and secure, and will remain accessible at all times,' and that assets were held on a 1:1 basis. The exchange communicated these changes to affected users beginning June 26, 2026, leaving customers fewer than five days to make alternative arrangements. The suspension affects one of the largest user bases of any crypto exchange in Europe.","heading":"Impact on EU Users","severity":"high","sources":[{"credibility":1,"name":"Binance tells EU users it will no longer provide services after failing to secure MiCA license","type":"news_article","url":"https://www.coindesk.com/policy/2026/06/26/binance-tells-eu-users-it-will-no-longer-provide-services-after-failing-to-secure-mica-license"},{"credibility":1,"name":"Binance to suspend crypto services in several EU countries","type":"news_article","url":"https://www.france24.com/en/live-news/20260625-binance-to-suspend-crypto-services-in-several-eu-countries"},{"credibility":2,"name":"MiCA Takes Effect: Binance Locked Out of EU but Reassures Users","type":"news_article","url":"https://www.cryptotimes.io/2026/07/01/mica-takes-effect-binance-locked-out-of-eu-but-reassures-users/"}]},{"content":"Following the Greece withdrawal, Binance indicated it intends to pursue MiCA authorization in France, which has been identified as its next target jurisdiction. Binance holds a pre-existing registration with France's financial regulator, the Autorite des Marches Financiers (AMF), as a digital asset service provider, a credential predating MiCA that could theoretically streamline the review process. However, pursuing France as an alternative carries significant complications. French prosecutors opened a criminal judicial probe into Binance in 2023, expanded by 2025, on allegations including aggravated money laundering, laundering of proceeds from tax fraud and drug trafficking, and the alleged illegal provision of crypto trading services before receiving proper AMF authorization. The investigation spans activities alleged to have occurred between 2019 and 2024. Binance denied all allegations, calling them 'outdated.' The French National Jurisdiction for the Fight against Organized Crime (JUNALCO) is conducting the investigation. Gillian Lynch, Binance's head of Europe and the UK, stated that 'Binance is not leaving Europe,' and the company expressed confidence in securing a MiCA license 'in the coming months,' though no timeline or new jurisdiction was formally confirmed as of July 1, 2026.","heading":"France Strategy and Complications","severity":"critical","sources":[{"credibility":1,"name":"French Prosecutors Expand Money Laundering, Tax Fraud Probe Against Binance: Reuters","type":"news_article","url":"https://www.coindesk.com/policy/2025/01/28/french-prosecutors-expand-money-laundering-tax-fraud-probe-against-binance-reuters"},{"credibility":2,"name":"Binance faces judicial probe in France over money laundering and tax fraud","type":"news_article","url":"https://cryptobriefing.com/binance-legal-probe-france/"},{"credibility":2,"name":"Binance is locked out of Europe on July 1. Here is what actually happened","type":"news_article","url":"https://crypto.news/binance-eu-mica-license-lockout-july-2026-explained/"},{"credibility":2,"name":"Binance withdraws MiCA licence application in Greece, seeks new EU authorization","type":"news_article","url":"https://cryptobriefing.com/binance-withdraws-mica-licence-greece/"}]},{"content":"Binance's difficulty obtaining EU regulatory approval is materially linked to its enforcement history in the United States. In November 2023, Binance agreed to pay $4.3 billion to settle criminal charges brought by the U.S. Department of Justice, the Commodity Futures Trading Commission (CFTC), and the Financial Crimes Enforcement Network (FinCEN). The charges included conspiracy to violate the Bank Secrecy Act by failing to implement an effective anti-money laundering program, conducting an unlicensed money services business, and willful violation of U.S. economic sanctions laws by facilitating transactions involving users in Iran, Cuba, Syria, and other sanctioned jurisdictions. Founder and then-CEO Changpeng Zhao personally pleaded guilty to failing to implement proper oversight and was sentenced in April 2024 to four months in prison, the minimum requested by defense counsel. The settlement installed a five-year independent compliance monitor with full access to Binance's books, compliance systems, and transaction data. In October 2025, President Donald Trump pardoned Zhao, a decision that drew significant criticism given financial ties between Binance and Trump family crypto business ventures, including Binance's alleged involvement in developing code for USD1, a stablecoin associated with World Liberty Financial, a Trump family entity. Zhao subsequently stated that the business relationship had been 'misconstrued.'","heading":"Compliance History: U.S. DOJ Settlement and Leadership","severity":"critical","sources":[{"credibility":1,"name":"Binance to Pay $4.3B to Settle U.S. Criminal Case","type":"court_filing","url":"https://www.coindesk.com/policy/2023/11/21/binance-to-settle-charges-with-us-doj-source"},{"credibility":1,"name":"OFAC Settlement with Binance Holdings (official PDF)","type":"regulatory","url":"https://ofac.treasury.gov/system/files/2023-11/20231121_binance.pdf"},{"credibility":1,"name":"Binance founder Changpeng CZ Zhao sentenced to 4 months in prison","type":"news_article","url":"https://fortune.com/crypto/2024/04/30/binance-founder-changpeng-cz-zhao-sentenced-to-4-months-in-prison-will-enter-as-countrys-richest-inmate/"},{"credibility":1,"name":"Trump pardons Binance founder Changpeng Zhao","type":"news_article","url":"https://www.cnbc.com/2025/10/23/trump-pardons-binance-founder-cz-zhao.html"},{"credibility":1,"name":"Trump pardons jailed Binance founder who supported Trump family crypto business","type":"news_article","url":"https://www.npr.org/2025/10/24/nx-s1-5583983/trump-pardons-jailed-binance-founder-who-supported-trump-family-crypto-business"}]},{"content":"In February 2026, Fortune magazine reported that investigators on Binance's own internal compliance team had uncovered alleged evidence that entities tied to Iran received more than $1 billion through the exchange from March 2024 through August 2025, a period occurring after the 2023 DOJ settlement and potentially in violation of the independent compliance monitor's mandate. Several of those internal investigators, who reportedly held leadership roles including positions overseeing sanctions evasion and counter-terror financing, were subsequently fired by Binance. Binance denied that the employees were dismissed for raising compliance concerns, stating they were let go 'after an internal review found breaches of company data-protection and confidentiality guidelines.' The company also stated that 'following internal review, and based on the advice of qualified legal counsel, we found no evidence that Binance violated applicable sanctions laws in connection with the activity referenced.' In February 2026, U.S. Senator Richard Blumenthal opened a congressional inquiry into Binance, sending a letter to co-CEO Richard Teng demanding information about the fired investigators' findings and Iran-related activity. These alleged violations, if substantiated, would represent potential breaches of the 2023 settlement agreement. These allegations are rated low-to-medium confidence pending independent verification of the underlying transaction data.","heading":"Alleged Ongoing Sanctions Violations: Iran","severity":"critical","sources":[{"credibility":1,"name":"Binance fires top investigators who claim to have uncovered evidence of Iranian sanctions violations","type":"news_article","url":"https://fortune.com/2026/02/13/binance-investigators-fired-iran-sanctions-potential-violations/"},{"credibility":1,"name":"Inside the Binance accounts internal investigators say helped transfer more than $1 billion to Iran-linked entities","type":"news_article","url":"https://fortune.com/2026/03/12/binance-accounts-iranian-entities-sanctions-chinese-vips-gold-smuggler/"},{"credibility":1,"name":"Senator Blumenthal opens inquiry into Binance over allegations it fired investigators who flagged Iran flows","type":"news_article","url":"https://fortune.com/2026/02/26/senator-richard-blumenthal-binance-iran-fired-investigators/"},{"credibility":1,"name":"Blumenthal Opens Inquiry After New Reporting Reveals Binance Allowed $1.7 Billion in Money Laundering","type":"regulatory","url":"https://www.blumenthal.senate.gov/newsroom/press/release/blumenthal-opens-inquiry-after-new-reporting-reveals-binance-allowed-17-billion-in-money-laundering-to-iran-proxies-and-russias-shadow-fleet"}]},{"content":"Binance's overall EU regulatory trajectory reflects repeated difficulty obtaining formal authorization in the bloc, predating MiCA. The exchange previously faced bans or restrictions in multiple EU-adjacent jurisdictions. Under MiCA, the passporting mechanism was viewed by Binance as the key to re-establishing a legal EU presence at scale. The collapse of the Greece application, combined with an active criminal probe in France, leaves Binance without a clear near-term path to EU authorization. Regulatory bodies in Ireland and Latvia have also reportedly expressed reservations, narrowing the set of EU member states likely to approve the application. Binance's EU leadership maintained as of July 1, 2026, that the exchange 'has no plans to leave the continent' and expressed confidence in securing authorization within months. However, the company has not publicly named the next target jurisdiction or provided a specific timeline. Independent analysts have noted that any new application will likely require the same scrutiny that sank the Greece bid, meaning regulators in any candidate jurisdiction will examine the DOJ settlement history, the ongoing France criminal probe, and the alleged 2024-2025 Iran sanctions activity.","heading":"Binance's EU Regulatory Strategy and Outlook","severity":"high","sources":[{"credibility":2,"name":"Binance MiCA Licence: Why It Still Lacks EU Approval","type":"news_article","url":"https://neobanque.ch/blog/binance-mica-licence-europe/"},{"credibility":2,"name":"Is Binance MiCA Licensed? What EU Crypto Users Need to Know in 2026","type":"news_article","url":"https://www.bleap.finance/en-us/blog/is-binance-mica-licensed"},{"credibility":3,"name":"No Binance MiCA License by July 1: Can It Stay in the EU?","type":"news_article","url":"https://www.mexc.com/news/1178168"}]}],"sources_used":[{"credibility":1,"name":"Binance withdraws Greek MiCA bid but vows to remain in the EU","type":"news_article","url":"https://www.coindesk.com/policy/2026/06/24/binance-withdraws-greek-mica-bid-but-vows-to-remain-in-europe"},{"credibility":1,"name":"Binance tells EU users it will no longer provide services after failing to secure MiCA license","type":"news_article","url":"https://www.coindesk.com/policy/2026/06/26/binance-tells-eu-users-it-will-no-longer-provide-services-after-failing-to-secure-mica-license"},{"credibility":1,"name":"Binance to halt crypto services across EU countries after failing to secure MiCA approval","type":"news_article","url":"https://www.euronews.com/business/2026/06/25/binance-to-halt-crypto-services-across-eu-countries-after-failing-to-secure-mica-approval"},{"credibility":1,"name":"Binance to suspend crypto services in several EU countries","type":"news_article","url":"https://www.france24.com/en/live-news/20260625-binance-to-suspend-crypto-services-in-several-eu-countries"},{"credibility":1,"name":"French Prosecutors Expand Money Laundering, Tax Fraud Probe Against Binance","type":"news_article","url":"https://www.coindesk.com/policy/2025/01/28/french-prosecutors-expand-money-laundering-tax-fraud-probe-against-binance-reuters"},{"credibility":1,"name":"Binance to Pay $4.3B to Settle U.S. Criminal Case","type":"news_article","url":"https://www.coindesk.com/policy/2023/11/21/binance-to-settle-charges-with-us-doj-source"},{"credibility":1,"name":"OFAC Settlement with Binance Holdings (official document)","type":"regulatory","url":"https://ofac.treasury.gov/system/files/2023-11/20231121_binance.pdf"},{"credibility":1,"name":"Binance founder Changpeng CZ Zhao sentenced to 4 months in prison","type":"news_article","url":"https://fortune.com/crypto/2024/04/30/binance-founder-changpeng-cz-zhao-sentenced-to-4-months-in-prison-will-enter-as-countrys-richest-inmate/"},{"credibility":1,"name":"Trump pardons Binance founder Changpeng Zhao","type":"news_article","url":"https://www.cnbc.com/2025/10/23/trump-pardons-binance-founder-cz-zhao.html"},{"credibility":1,"name":"Trump pardons jailed Binance founder who supported Trump family crypto business","type":"news_article","url":"https://www.npr.org/2025/10/24/nx-s1-5583983/trump-pardons-jailed-binance-founder-who-supported-trump-family-crypto-business"},{"credibility":1,"name":"Binance fires top investigators who claim to have uncovered evidence of Iranian sanctions violations","type":"news_article","url":"https://fortune.com/2026/02/13/binance-investigators-fired-iran-sanctions-potential-violations/"},{"credibility":1,"name":"Inside the Binance accounts internal investigators say helped transfer more than $1 billion to Iran-linked entities","type":"news_article","url":"https://fortune.com/2026/03/12/binance-accounts-iranian-entities-sanctions-chinese-vips-gold-smuggler/"},{"credibility":1,"name":"Senator Blumenthal opens inquiry into Binance over allegations it fired Iran-flagging investigators","type":"news_article","url":"https://fortune.com/2026/02/26/senator-richard-blumenthal-binance-iran-fired-investigators/"},{"credibility":1,"name":"Blumenthal Senate press release on Binance inquiry","type":"regulatory","url":"https://www.blumenthal.senate.gov/newsroom/press/release/blumenthal-opens-inquiry-after-new-reporting-reveals-binance-allowed-17-billion-in-money-laundering-to-iran-proxies-and-russias-shadow-fleet"},{"credibility":2,"name":"Binance withdraws MiCA licence application in Greece, seeks new EU authorization","type":"news_article","url":"https://cryptobriefing.com/binance-withdraws-mica-licence-greece/"},{"credibility":2,"name":"Binance faces judicial probe in France over money laundering and tax fraud","type":"news_article","url":"https://cryptobriefing.com/binance-legal-probe-france/"},{"credibility":2,"name":"Binance Faces Major European Passporting Setback Over Regional Regulatory Obstacles","type":"news_article","url":"https://fincrimecentral.com/binance-eu-aml-license-setback-mica-europe/"},{"credibility":2,"name":"MiCA Takes Effect: Binance Locked Out of EU but Reassures Users","type":"news_article","url":"https://www.cryptotimes.io/2026/07/01/mica-takes-effect-binance-locked-out-of-eu-but-reassures-users/"},{"credibility":2,"name":"Binance is locked out of Europe on July 1. Here is what actually happened","type":"news_article","url":"https://crypto.news/binance-eu-mica-license-lockout-july-2026-explained/"},{"credibility":2,"name":"Binance Withdraws Greece MiCA Application, Targets New EU Jurisdiction Before July Deadline","type":"news_article","url":"https://thedefiant.io/news/regulation/binance-withdraws-greece-mica-application-targets-new-eu-jurisdiction"},{"credibility":2,"name":"Binance on X: official withdrawal announcement","type":"official","url":"https://x.com/binance/status/2069791259812839895"}],"summary":"Binance, the world's largest cryptocurrency exchange by trading volume, withdrew its Markets in Crypto-Assets (MiCA) license application from Greece's Hellenic Capital Market Commission on June 24, 2026, days before the EU's July 1, 2026 compliance deadline, after reports indicated the regulator was preparing to reject the bid. The withdrawal triggered a suspension of services across all 27 EU member states effective July 1, 2026, affecting users in France, Italy, Poland, Spain, and other countries. Binance stated it intends to pursue MiCA authorization through another EU member state, with France cited as the most likely destination, though the exchange already faces an active judicial probe there over alleged money laundering and tax fraud.","timeline":[{"date":"2019-01-01","event":"Alleged period of non-compliant operations in France and other EU countries begins, per French judicial probe allegations.","source":"CoinDesk / Reuters reporting on French probe","source_url":"https://www.coindesk.com/policy/2025/01/28/french-prosecutors-expand-money-laundering-tax-fraud-probe-against-binance-reuters"},{"date":"2022-01-01","event":"Binance receives AMF registration in France as a digital asset service provider.","source":"Crypto Briefing","source_url":"https://cryptobriefing.com/binance-withdraws-mica-licence-greece/"},{"date":"2023-06-01","event":"French authorities begin investigating Binance for alleged aggravated money laundering and illegal provision of crypto services.","source":"DL News","source_url":"https://www.dlnews.com/articles/regulation/france-probes-binance-over-money-laundering-suspicions/"},{"date":"2023-11-21","event":"Binance pleads guilty and agrees to $4.3 billion DOJ/CFTC/FinCEN settlement; Changpeng Zhao resigns as CEO and pleads guilty personally. Independent compliance monitor installed.","source":"CoinDesk","source_url":"https://www.coindesk.com/policy/2023/11/21/binance-to-settle-charges-with-us-doj-source"},{"date":"2024-04-30","event":"Changpeng Zhao sentenced to four months in prison.","source":"Fortune","source_url":"https://fortune.com/crypto/2024/04/30/binance-founder-changpeng-cz-zhao-sentenced-to-4-months-in-prison-will-enter-as-countrys-richest-inmate/"},{"date":"2025-01-28","event":"French prosecutors expand their criminal probe into Binance, adding allegations of laundering of proceeds from tax fraud and drug trafficking.","source":"CoinDesk / Reuters","source_url":"https://www.coindesk.com/policy/2025/01/28/french-prosecutors-expand-money-laundering-tax-fraud-probe-against-binance-reuters"},{"date":"2025-10-23","event":"President Trump pardons Changpeng Zhao; pardon draws criticism over alleged conflicts of interest linked to Trump family crypto ventures.","source":"CNBC","source_url":"https://www.cnbc.com/2025/10/23/trump-pardons-binance-founder-cz-zhao.html"},{"date":"2025-12-01","event":"Binance establishes a Greek holding company in preparation for a MiCA license application.","source":"Crypto Briefing","source_url":"https://cryptobriefing.com/binance-withdraws-mica-licence-greece/"},{"date":"2026-01-01","event":"Binance submits MiCA license application to Greece's Hellenic Capital Market Commission (HCMC).","source":"The Defiant","source_url":"https://thedefiant.io/news/regulation/binance-withdraws-greece-mica-application-targets-new-eu-jurisdiction"},{"date":"2026-02-13","event":"Fortune reports that Binance fired internal compliance investigators who allegedly uncovered $1 billion in Iran-linked transactions occurring after the DOJ settlement.","source":"Fortune","source_url":"https://fortune.com/2026/02/13/binance-investigators-fired-iran-sanctions-potential-violations/"},{"date":"2026-02-26","event":"U.S. Senator Richard Blumenthal opens a congressional inquiry into Binance over the fired investigators and alleged Iran sanctions violations.","source":"Fortune","source_url":"https://fortune.com/2026/02/26/senator-richard-blumenthal-binance-iran-fired-investigators/"},{"date":"2026-06-16","event":"Reuters reports that Greece's HCMC is preparing to reject Binance's MiCA license application.","source":"Crypto Briefing / Reuters","source_url":"https://cryptobriefing.com/binance-withdraws-mica-licence-greece/"},{"date":"2026-06-24","event":"Binance officially withdraws its MiCA license application from Greece's HCMC, six days before the EU compliance deadline.","source":"CoinDesk","source_url":"https://www.coindesk.com/policy/2026/06/24/binance-withdraws-greek-mica-bid-but-vows-to-remain-in-europe"},{"date":"2026-06-25","event":"Euronews and other outlets report Binance will halt crypto services across EU countries. Binance begins notifying users in France, Italy, Poland, and Spain.","source":"Euronews","source_url":"https://www.euronews.com/business/2026/06/25/binance-to-halt-crypto-services-across-eu-countries-after-failing-to-secure-mica-approval"},{"date":"2026-06-26","event":"Binance notifies EU users that it will no longer provide services after July 1, 2026.","source":"CoinDesk","source_url":"https://www.coindesk.com/policy/2026/06/26/binance-tells-eu-users-it-will-no-longer-provide-services-after-failing-to-secure-mica-license"},{"date":"2026-07-01","event":"MiCA full enforcement takes effect. Binance suspends new registrations, spot trading orders, deposits, and earn/staking products for all EU residents. Withdrawals and account access remain available.","source":"The Crypto Times","source_url":"https://www.cryptotimes.io/2026/07/01/mica-takes-effect-binance-locked-out-of-eu-but-reassures-users/"}]},"v":1}