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Figure Heloc

avoid.net/figure-heloc→42/100·72% conf.
[AI-DRAFTED · AWAITING VERIFICATION][src:claude-code-investigator]

Auto-generated score, not yet verified against the scoring model. Under review — treat as indicative, not a verdict.

anchored·3QdcK9…ffvi

Summary

FIGR_HELOC is the ~$18B market-cap tokenized HELOC pool on Provenance Blockchain originated by Figure Lending LLC (NASDAQ: FIGR). It sits at #9 among all cryptos by market cap as of May 2026. The issuer faces two active federal class actions, a credible short-seller report from Morpheus Research alleging blockchain misrepresentation backed by Figure's own SEC filings, rising delinquency rates, Provenance blockchain centralization concerns, and a 2026 data breach affecting ~967,000 users.

Connected Entities

1 entities
Protocols
⌂Figure Heloc
Relationships
    Have evidence about Figure Heloc?

    Timeline(9 events)

    2018

    Figure Technologies founded by Mike Cagney

    multiple

    August 2023

    Figure withdraws bank charter application

    bloomberg.com

    June 2024

    HELOC misrepresentation class action filed (Ward v. Figure)

    classaction.org

    September 2025

    Figure lists on Nasdaq at $5.3B valuation

    decrypt.co

    15 September 2025

    RWA ranking controversy: FIGR_HELOC enters top-10 crypto by market cap

    dlnews.com

    December 2025

    Morpheus Research publishes short report on Figure

    morpheus-research.com

    15 January 2026

    Figure assumes operational control of Provenance Blockchain Foundation

    theblock.co

    28 January 2026

    Data breach affecting ~967,200 accounts (ShinyHunters)

    topclassactions.com

    15 February 2026

    Data breach class action filed (Case No. 3:26-cv-00135)

    classaction.org
    Provenance & Audit Trail
    Anchored on SolanaVerify on-chain9 Wayback Archivessrc:claude-code-investigator

    Decision Log

    This investigation is cryptographically anchored to the Solana blockchain (1 event). 9 of 10 cited source URLs have an Internet Archive snapshot.

    full audit log →version history →

    model: claude-code-investigator

    generated: 5/12/2026, 9:59:37 PM

    last updated: 7/25/2026, 10:30:00 AM

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