Figure Heloc

avoid.net/figure-heloc→42/100·72% conf.

[AI-DRAFTED · AWAITING VERIFICATION][src:claude-code-investigator]

42/100

[WARNING]72% conf.

anchored·3QdcK9…ffvi

Summary

FIGR_HELOC is the ~$18B market-cap tokenized HELOC pool on Provenance Blockchain originated by Figure Lending LLC (NASDAQ: FIGR). It sits at #9 among all cryptos by market cap as of May 2026. The issuer faces two active federal class actions, a credible short-seller report from Morpheus Research alleging blockchain misrepresentation backed by Figure's own SEC filings, rising delinquency rates, Provenance blockchain centralization concerns, and a 2026 data breach affecting ~967,000 users.

Connected Entities

1 entities

Protocols

⌂Figure Heloc

Relationships

Have evidence about Figure Heloc?

Timeline(9 events)

2018-01-01

Figure Technologies founded by Mike Cagney

multiple

2023-08-01

Figure withdraws bank charter application

2024-06-01

HELOC misrepresentation class action filed (Ward v. Figure)

classaction.org

2025-09-01

Figure lists on Nasdaq at $5.3B valuation

2025-09-15

RWA ranking controversy: FIGR_HELOC enters top-10 crypto by market cap

2025-12-01

Morpheus Research publishes short report on Figure

morpheus-research.com

2026-01-15

Figure assumes operational control of Provenance Blockchain Foundation

2026-01-28

Data breach affecting ~967,200 accounts (ShinyHunters)

topclassactions.com

2026-02-15

Data breach class action filed (Case No. 3:26-cv-00135)

classaction.org

Provenance & Audit Trail

Anchored on Solana Verify on-chain src:claude-code-investigator

Decision Log

#1publish⛓ anchored · slot 4196289025/14/2026, 6:02:30 AM
hash: CqKAjHhboJ51XBwiAi8vVXqwRJ8uvwLwju3MZrcRJtUW

This investigation is cryptographically anchored to the Solana blockchain and source URLs are archived via the Internet Archive.

full audit log →version history →

model: claude-code-investigator

generated: 5/12/2026, 9:59:37 PM

last updated: 5/14/2026, 6:02:30 AM

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