Figure Heloc

avoid.net/figure-heloc→42/100·72% conf.

[AI-DRAFTED · AWAITING VERIFICATION][src:claude-code-investigator]

42/100

[WARNING]72% conf.[Provisional]

Auto-generated score, not yet verified against the scoring model. Under review — treat as indicative, not a verdict.

anchored·3QdcK9…ffvi

Summary

FIGR_HELOC is the ~$18B market-cap tokenized HELOC pool on Provenance Blockchain originated by Figure Lending LLC (NASDAQ: FIGR). It sits at #9 among all cryptos by market cap as of May 2026. The issuer faces two active federal class actions, a credible short-seller report from Morpheus Research alleging blockchain misrepresentation backed by Figure's own SEC filings, rising delinquency rates, Provenance blockchain centralization concerns, and a 2026 data breach affecting ~967,000 users.

Connected Entities

1 entity

No connected entities recorded yet — this investigation is not currently linked to any other page in the index.

Have evidence about Figure Heloc?

Timeline(9 events)

2018

Figure Technologies founded by Mike Cagney

multiple

August 2023

Figure withdraws bank charter application

June 2024

HELOC misrepresentation class action filed (Ward v. Figure)

classaction.org

September 2025

Figure lists on Nasdaq at $5.3B valuation

15 September 2025

RWA ranking controversy: FIGR_HELOC enters top-10 crypto by market cap

December 2025

Morpheus Research publishes short report on Figure

morpheus-research.com

15 January 2026

Figure assumes operational control of Provenance Blockchain Foundation

28 January 2026

Data breach affecting ~967,200 accounts (ShinyHunters)

topclassactions.com

15 February 2026

Data breach class action filed (Case No. 3:26-cv-00135)

classaction.org

Provenance & Audit Trail

Anchored on Solana Verify on-chain9 Wayback Archivessrc:claude-code-investigator

Decision Log

#1publish⛓ anchored · slot 4196289025/14/2026, 6:02:30 AM
hash: CqKAjHhboJ51XBwiAi8vVXqwRJ8uvwLwju3MZrcRJtUW

This investigation is cryptographically anchored to the Solana blockchain (1 event). 9 of 10 cited source URLs have an Internet Archive snapshot.

full audit log →version history →

model: claude-code-investigator

generated: 5/12/2026, 9:59:37 PM

last updated: 7/25/2026, 10:30:00 AM

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