{"investigation":{"slug":"daily-wealth-guide","entity_name":"Daily Wealth Guide","trust_score":2,"severity_base":null,"score_modifier":0,"confidence":0.85,"status":"published","content_type":"investigation","summary":"Daily Wealth Guide is an unlicensed crypto investment scheme operating in Ghana that was publicly identified by the Bank of Ghana and Ghana's Securities and Exchange Commission in a joint notice dated September 1, 2026. The regulators state the scheme solicits public deposits without any license and is being promoted using a doctored (deepfake) video that falsely depicts sitting President John Dramani Mahama endorsing the platform. No operators, corporate registration, or legitimate business activity behind the platform have been identified in public reporting.","sections":[{"content":"On September 1, 2026, the Bank of Ghana (BoG) and the Securities and Exchange Commission (SEC) of Ghana issued joint Notice No. BG/GOV/SEC/2026/27, warning the public that 'Daily Wealth Guide' is operating an unlicensed crypto investment scheme. The notice, reported to have been signed by BoG Secretary Aimee Vyda Quashie, states that the BoG has not licensed any entity or individual to engage in crypto investment activity in Ghana. The regulators characterize solicitation of public funds by the platform as deposit-taking business under the Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930), which only BoG-licensed bodies corporate may lawfully conduct. The notice warns that those behind the scheme could be ordered to refund all funds received, face administrative penalties of between 500 and 100,000 penalty units under Section 53(3) of the Anti-Money Laundering Act, 2020 (Act 1044), and be referred for criminal prosecution. The regulators also directed radio, television, and online media outlets not to advertise the services of the platform or similar 'foreign investor' schemes without first verifying licensing status with the BoG. The public was advised to confirm the licensing status of any investment provider before depositing funds and to report suspected illegal deposit-taking to the BoG's Financial Stability Department.","heading":"Joint Regulatory Warning (Bank of Ghana / SEC Ghana)","sources":[{"url":"https://ghanaiantimes.com.gh/bank-of-ghana-warns-public-against-daily-wealth-guide-crypto-scam/","name":"Bank of Ghana warns public against Daily Wealth Guide crypto scam (Ghanaian Times)","type":"news_article","credibility":2},{"url":"https://www.bog.gov.gh/wp-content/uploads/2026/09/Notice-No.27-BOG-SEC-GOV-2026-Notice-SCAM-ALERT-DAILY-WEALTH-GUIDE.pdf","name":"Notice No. 27 BOG-SEC-GOV 2026 Scam Alert: Daily Wealth Guide (official PDF)","type":"regulatory","credibility":1},{"url":"https://graphiconline.com/news/general-news/bog-sec-warn-against-fake-mahama-video-promoting-crypto-scam.html","name":"Fake Mahama video used to lure Ghanaians into crypto scam, BoG, SEC warn (Graphic Online)","type":"news_article","credibility":1},{"url":"https://sumsub.com/media/news/ghana-regulators-warn-of-crypto-scam-using-president-mahama-deepfake-video/","name":"Ghana regulators warn of crypto scam using President Mahama deepfake video (Sumsub)","type":"research","credibility":2}],"severity":"critical"},{"content":"Reporting on the regulatory notice states that a doctored or AI-generated ('deepfake') video circulated on social media falsely depicts President John Dramani Mahama endorsing the Daily Wealth Guide investment platform. The video was used, according to the BoG/SEC notice and subsequent press coverage, to lend false legitimacy to the scheme and encourage members of the public to deposit funds. Neither the Bank of Ghana nor the SEC found any evidence of a genuine endorsement by the President, and both regulators affirmed that no individual or entity has been licensed by the BoG to conduct crypto investment activity in Ghana. Commentary from deepfake-detection vendor DuckDuckGoose characterized the regulatory licensing-check advice as arriving too late to protect victims who had already been persuaded by the fabricated video; this is an opinion/analysis piece rather than independent reporting and is treated as lower-confidence commentary.","heading":"Deepfake Presidential Endorsement Used for Promotion","sources":[{"url":"https://graphiconline.com/news/general-news/bog-sec-warn-against-fake-mahama-video-promoting-crypto-scam.html","name":"Fake Mahama video used to lure Ghanaians into crypto scam, BoG, SEC warn (Graphic Online)","type":"news_article","credibility":1},{"url":"https://rainbowradioonline.com/2026/09/02/bank-of-ghana-warns-public-over-deepfake-crypto-scam/","name":"Bank of Ghana warns public over deepfake crypto scam (Rainbow Radio)","type":"news_article","credibility":2},{"url":"https://www.duckduckgoose.ai/blog/mahama-deepfake-endorsement-ghana-licence-check","name":"How a Deepfaked Mahama Endorsement Beat Ghana's Licence Check (DuckDuckGoose, commentary)","type":"other","credibility":3}],"severity":"critical"},{"content":"The Daily Wealth Guide case follows two earlier, separate law-enforcement actions in Ghana in 2026 targeting deepfake content impersonating President Mahama and First Lady Lordina Mahama for apparent financial fraud purposes. On March 28, 2026, Ghanaian police arrested two suspects, Bernard Mensah and Michael Ebo Sarfo, alleged to have created and circulated deepfake videos of the President and First Lady on Facebook, TikTok, and WhatsApp; one suspect allegedly ran accounts posing as the First Lady to run financial scams. In early May 2026, the Ghana Police Service's Cyber Vetting and Enforcement Team reportedly arrested 11 further suspects, including several Nigerian nationals, in the Volta Region, in connection with AI-generated videos of the President allegedly used to solicit money and personal information; nine were said to have been remanded into custody and two granted bail. These earlier cases are not confirmed to be directly linked to the operators of Daily Wealth Guide, but they establish a documented pattern of deepfake impersonation of Ghana's head of state being used to run or promote financial scams, of which Daily Wealth Guide appears to be the most recent instance. The May arrest figures rely on secondary reporting (including a LinkedIn post and the AI Incident Database) rather than a primary police statement located during this investigation, and should be treated as lower confidence.","heading":"Broader Pattern: Deepfake Videos of Ghana's Head of State Used in Scams","sources":[{"url":"https://rainbowradioonline.com/2026/03/31/police-arrest-2-suspects-over-deepfake-scams-targeting-president-mahama-and-wife/","name":"Police arrest 2 suspects over deepfake scams targeting President Mahama and wife (Rainbow Radio)","type":"news_article","credibility":2},{"url":"https://www.graphic.com.gh/news/general-news/sharing-deepfake-content-online-is-a-criminal-offence-police-warn.html","name":"Police warn of prosecution as deepfake suspects arrested over President Mahama videos (Graphic)","type":"news_article","credibility":1},{"url":"https://gna.org.gh/2026/03/police-arrest-suspects-in-cybercrime-violent-cases/","name":"Police arrest suspects in cybercrime, violent cases (Ghana News Agency)","type":"news_article","credibility":2},{"url":"https://incidentdatabase.ai/cite/1579/","name":"AI Incident Database entry on Mahama deepfake scam cases","type":"research","credibility":2}],"severity":"medium"},{"content":"No public reporting identified during this investigation names the individuals or entity operating Daily Wealth Guide, nor any registered company, website domain ownership record, or jurisdiction of incorporation. Neither the Bank of Ghana nor the SEC disclosed the scale of funds collected or the number of victims at the time of the notice. The absence of any identifiable licensed operator, combined with use of a fabricated presidential endorsement, is consistent with patterns AVOID.NET associates with high-risk unlicensed investment schemes.","heading":"Unknown Operators and Lack of Corporate Transparency","sources":[{"url":"https://ghanaiantimes.com.gh/bank-of-ghana-warns-public-against-daily-wealth-guide-crypto-scam/","name":"Bank of Ghana warns public against Daily Wealth Guide crypto scam (Ghanaian Times)","type":"news_article","credibility":2},{"url":"https://www.bog.gov.gh/wp-content/uploads/2026/09/Notice-No.27-BOG-SEC-GOV-2026-Notice-SCAM-ALERT-DAILY-WEALTH-GUIDE.pdf","name":"Notice No. 27 BOG-SEC-GOV 2026 Scam Alert: Daily Wealth Guide (official PDF)","type":"regulatory","credibility":1}],"severity":"high"}],"timeline":[{"date":"2026-03-28","event":"Ghanaian police arrest two suspects, Bernard Mensah and Michael Ebo Sarfo, over deepfake videos of President Mahama and First Lady Lordina Mahama circulated on Facebook, TikTok and WhatsApp for alleged scam purposes; not confirmed as directly linked to Daily Wealth Guide.","source":"Rainbow Radio / Ghana News Agency","source_url":"https://rainbowradioonline.com/2026/03/31/police-arrest-2-suspects-over-deepfake-scams-targeting-president-mahama-and-wife/","date_evidence":"The suspects were arrested on March 28, 2026, pursuant to intelligence-led operations and digital forensic analysis."},{"date":"2026-05","event":"Ghana Police Service's Cyber Vetting and Enforcement Team reportedly arrests 11 further suspects, including several Nigerian nationals, in the Volta Region, in connection with AI-generated videos of President Mahama allegedly used to solicit money and personal information. Lower-confidence sourcing (secondary reports).","source":"AI Incident Database / Sumsub summary of secondary reporting","source_url":"https://incidentdatabase.ai/cite/1579/"},{"date":"2026-09","event":"Bank of Ghana and SEC Ghana jointly issue Notice No. BG/GOV/SEC/2026/27, warning the public that 'Daily Wealth Guide' is an unlicensed crypto investment scheme promoted using a deepfake video falsely showing President Mahama endorsing it.","source":"Bank of Ghana official notice","source_url":"https://www.bog.gov.gh/wp-content/uploads/2026/09/Notice-No.27-BOG-SEC-GOV-2026-Notice-SCAM-ALERT-DAILY-WEALTH-GUIDE.pdf","date_evidence":"Notice No.27 BOG SEC GOV 2026 Notice SCAM ALERT DAILY WEALTH GUIDE","date_original":"2026-09-01"},{"date":"2026-09","event":"Ghanaian media (Graphic Online, Ghanaian Times, Rainbow Radio, GBC Ghana, Adom Online) report on the BoG/SEC warning against Daily Wealth Guide and the fake Mahama endorsement video.","source":"Graphic 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